arXiv:2606. 07582v1 Announce Type: cross Abstract: Customer churn prediction is essential across data-driven industries such as insurance, digital banking, eCommerce, and subscription platforms, where retaining existing customers is typically more cost-effective than acquiring new ones.
The paper presents a framework for integrating explainable AI into customer churn prediction for telecommunications. It benchmarks four classifiers—Logistic Regression, Random Forest, XGBoost, and LightGBM—on the IBM Telco Customer Churn dataset, finding comparable performance with Logistic Regression achieving the highest AUC-ROC and LightGBM the highest accuracy. Explanations are provided via SHAP and LIME at both global and instance levels, and a four‑layer CRM integration architecture is proposed to translate risk scores and attribution vectors into actionable retention strategies, projecting a 3.3–5.3 percentage point reduction in churn and $199K–$319K savings per campaign cycle.
arXiv:2502. 17518v3 Announce Type: replace-cross Abstract: This paper presents a comprehensive study on the use of ensemble Reinforcement Learning (RL) models in financial trading strategies, leveraging classifier models to enhance performance.
arXiv:2608.30086v1 Announce Type: cross Abstract: Credit-default prediction is an important task in financial decision making. Traditional methods use fitted classifiers such as logistic regression a...
The paper presents a deep learning credit risk early warning system that fuses heterogeneous data sources, such as transaction behaviors and social networks, using deep neural networks and attention mechanisms. By extracting multidimensional features, the system establishes an early identification mechanism for corporate and individual credit risks. Testing shows that this approach improves the accuracy and timeliness of risk warnings compared to traditional rule‑based engines.
arXiv:2609.37223v1 Announce Type: new Abstract: Credit-risk prediction is important in banking, but a prediction alone does not explain why an applicant is risky or how it should be combined with oth...
arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.
arXiv:2505. 13518v3 Announce Type: replace-cross Abstract: Imbalanced datasets, where one class significantly outnumbers others, remain a persistent challenge in machine learning, often biasing predictions toward the majority class and degrading classifier performance.
The paper presents a data‑driven study of male domestic violence (MDV) in Bangladesh, using exploratory data analysis to uncover patterns such as verbal abuse prevalence and the influence of financial dependency. It evaluates 10 traditional ML models, 3 deep learning models, and 2 ensemble models, ultimately proposing a stacking ensemble with ANN and CatBoost base classifiers and Logistic Regression meta‑model that achieves 95% accuracy and 99.29% AUC. Explainable AI techniques (SHAP, LIME) and statistical validation confirm the model’s superior performance and highlight key features driving predictions.
arXiv:2607. 02142v1 Announce Type: cross Abstract: Alzheimers disease (AD) is a brain disorder that develops slowly and mainly affects memory, thinking, language, and daily activities.
arXiv:2608. 09834v1 Announce Type: cross Abstract: Financial sentiment analysis converts unstructured financial news into quantitative signals that can support market analysis and decision-making.
arXiv:2607. 10260v1 Announce Type: new Abstract: Customer churn is a major challenge for telecommunication companies, directly eroding revenue and long term customer relationships.