arXiv Machine Learning

Bankruptcy Prediction via Hybrid Resampling and Stacking Ensemble Techniques with Explainable Artificial Intelligence (XAI)-Driven Analysis

arXiv AI
Aug 28

Explainable Artificial Intelligence for Customer Churn Prediction in Telecommunications: A Framework for CRM Integration

The paper presents a framework for integrating explainable AI into customer churn prediction for telecommunications. It benchmarks four classifiers—Logistic Regression, Random Forest, XGBoost, and LightGBM—on the IBM Telco Customer Churn dataset, finding comparable performance with Logistic Regression achieving the highest AUC-ROC and LightGBM the highest accuracy. Explanations are provided via SHAP and LIME at both global and instance levels, and a four‑layer CRM integration architecture is proposed to translate risk scores and attribution vectors into actionable retention strategies, projecting a 3.3–5.3 percentage point reduction in churn and $199K–$319K savings per campaign cycle.

By Sandeep Gaddamwar
arXiv Machine Learning
Jul 16

Foundation Models for Credit Risk Prediction: A Game Changer?

arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.

By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv AI
Jul 21

Data Balancing Strategies: A Systematic Survey of Resampling and Augmentation Methods

arXiv:2505. 13518v3 Announce Type: replace-cross Abstract: Imbalanced datasets, where one class significantly outnumbers others, remain a persistent challenge in machine learning, often biasing predictions toward the majority class and degrading classifier performance.

By Behnam Yousefimehr, Mehdi Ghatee, Javad Fazli, Shervin Ghaffari, Zahra Rafei, Mohammad Amin Seifi, Sajed Tavakoli, Abolfazl Nikahd, Mahdi Razi Gandomani, Alireza Orouji, Ramtin Mahmoudi Kashani, Sarina Heshmati, Negin Sadat Mousavi
arXiv Machine Learning
Aug 19

Predicting Male Domestic Violence Using Explainable Ensemble Learning and Exploratory Data Analysis

The paper presents a data‑driven study of male domestic violence (MDV) in Bangladesh, using exploratory data analysis to uncover patterns such as verbal abuse prevalence and the influence of financial dependency. It evaluates 10 traditional ML models, 3 deep learning models, and 2 ensemble models, ultimately proposing a stacking ensemble with ANN and CatBoost base classifiers and Logistic Regression meta‑model that achieves 95% accuracy and 99.29% AUC. Explainable AI techniques (SHAP, LIME) and statistical validation confirm the model’s superior performance and highlight key features driving predictions.

By Md Abrar Jahin, Saleh Akram Naife, Fatema Tuj Johora Lima, M. F. Mridha, Md. Jakir Hossen
arXiv Machine Learning
Jun 16

Imbalanced Classification under Capacity Constraints

arXiv:2605. 03289v2 Announce Type: replace-cross Abstract: Detecting observations from a minority class under severe class imbalance is a central challenge in applications such as fraud detection, medical screening, and industrial quality control.

By Daniel Fraiman, Ricardo Fraiman