arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.
arXiv:2606. 30410v1 Announce Type: cross Abstract: Foundation models for predictive machine learning on tabular data have recently gained significant traction in academia and industry.
arXiv:2608. 06137v1 Announce Type: new Abstract: Tabular data are ubiquitous in real-world applications and are crucial for data-driven prediction and decision-making across science, industry, finance, healthcare, and public services.
arXiv:2605. 19662v2 Announce Type: replace Abstract: Tabular foundation models based on pretrained prior-data fitted networks~(PFNs) have shown strong generalization on diverse tabular tasks, but they are typically designed for \emph{non-strategic} settings where data distributions are independent of deployed classifiers.
Specialist training beats generalist scale when forecasting financial statements. To our knowledge, no prior work jointly forecasts complete financial statements beyond one year, yet in a discounted-cash-flow valuation most firm value sits past that window.
arXiv:2605. 28418v3 Announce Type: replace Abstract: With the rise of tabular foundation models alongside traditional models still performing well on many tasks, choosing the right model for a tabular dataset remains difficult.
arXiv:2605. 31272v2 Announce Type: replace Abstract: As predictive models are increasingly deployed in high-stakes settings such as credit approval, there is a growing need for post-hoc methods that provide recourse to affected individuals.
arXiv:2608. 02412v1 Announce Type: new Abstract: Large language models (LLMs) have become the default tool for a remarkable range of tasks, yet they have had conspicuously little success at one of the most common machine learning workloads: predictive analytics over tabular data.
arXiv:2604. 04241v2 Announce Type: replace Abstract: Risk scoring systems are widely used in high-stakes domains to assist decision-making.
arXiv:2608. 11327v1 Announce Type: new Abstract: Specialist training beats generalist scale when forecasting financial statements.
arXiv:2606. 25808v1 Announce Type: cross Abstract: We propose a predict-optimize-explain framework that uses gradient-based sample generation to interpret various portfolio models by identifying macroeconomic conditions that induce specified portfolio outcomes.
arXiv:2606. 12006v1 Announce Type: cross Abstract: Predicting time-to-event outcomes such as mortality is a fundamental task in clinical decision-making, commonly addressed through survival analysis.
arXiv:2608. 00632v1 Announce Type: new Abstract: Modern machine learning pipelines increasingly rely on reusing pretrained and foundation models across downstream tasks.