arXiv:2606. 16465v1 Announce Type: new Abstract: AI agents can now take irreversible actions in operational systems, but agent-caused losses are still not clearly assigned, priced, or transferred.
arXiv:2607. 13230v1 Announce Type: new Abstract: Agentic AI introduces new insurance challenges because autonomous AI systems can make decisions, invoke tools, modify external environments, and interact with third-party services.
arXiv:2602. 13213v2 Announce Type: replace Abstract: Commercial insurance underwriting is a labor-intensive process that requires manual review of extensive documentation to assess risk and determine policy pricing.
arXiv:2606. 05449v1 Announce Type: new Abstract: Agentic artificial intelligence (AI) systems are transforming the risk landscape by extending beyond information generation to autonomous planning, tool invocation, decision execution, and persistent modification of digital and physical environments.
arXiv:2605. 18784v2 Announce Type: replace-cross Abstract: The rapid diffusion of agentic AI has created a new coverage problem for commercial insurance: some AI-mediated losses are now affirmatively insured, some create silent-AI exposure under legacy cyber, technology errors-and-omissions (E&O), directors-and-officers (D&O), employment practices liability (EPLI), crime, and media policies, and others are being actively excluded.
arXiv:2606. 16326v1 Announce Type: cross Abstract: Paper A defines a time-consistent actuarial runtime that prices each side-effect-bearing action against a contractually fixed safe default and gates execution against a reserve budget.
AI losses that arise through an insured organization's generative or agentic AI system require state reconstruction, not merely event reconstruction, because the relevant state changes as the system reasons, retrieves, calls tools, and acts. The relevant question is not only what loss occurred, but what the system was allowed to do, what it actually did, and whether that reconstructed loss can support insurance claim recovery.
arXiv:2607. 26313v1 Announce Type: cross Abstract: Agentic systems act, so a defect in the evidence they retrieve becomes a wrong action with a currency cost.
arXiv:2606. 03777v1 Announce Type: new Abstract: AI losses that arise through an insured organization's generative or agentic AI system require state reconstruction, not merely event reconstruction, because the relevant state changes as the system reasons, retrieves, calls tools, and acts.
arXiv:2608. 16402v1 Announce Type: new Abstract: Large language model-based agentic frameworks primarily optimize capability: whether an agent can reason, retrieve information, call tools, delegate work, and complete a goal.
arXiv:2605. 18580v2 Announce Type: replace Abstract: Outcome-only evaluation can certify economically unsafe agents: a policy can hit a business KPI while violating deployable behavioral discipline.
arXiv:2607. 18243v1 Announce Type: new Abstract: Agentic AI is crossing trust boundaries faster than current risk models can represent.
arXiv:2606. 00518v1 Announce Type: new Abstract: Agentic AI systems can plan over multiple steps, use tools, and execute tasks over time.