arXiv:2607. 13230v1 Announce Type: new Abstract: Agentic AI introduces new insurance challenges because autonomous AI systems can make decisions, invoke tools, modify external environments, and interact with third-party services.
By Quanyan Zhu
arXiv:2605. 18784v2 Announce Type: replace-cross Abstract: The rapid diffusion of agentic AI has created a new coverage problem for commercial insurance: some AI-mediated losses are now affirmatively insured, some create silent-AI exposure under legacy cyber, technology errors-and-omissions (E&O), directors-and-officers (D&O), employment practices liability (EPLI), crime, and media policies, and others are being actively excluded.
By Alex Leung, Rex Zhang, Ervin Ling, Kentaroh Toyoda, SiewMei Loh
arXiv:2606. 00518v1 Announce Type: new Abstract: Agentic AI systems can plan over multiple steps, use tools, and execute tasks over time.
By Yiheng Yao
arXiv:2607. 23365v1 Announce Type: cross Abstract: Artificial intelligence (AI) systems are increasingly deployed in high-stakes domains such as healthcare, autonomous driving, finance, and education.
By Muhammad Tukur, Hayatullahi B. Adeyemo, Tao Chen, Nour Ali, Anis Zarrad, Rick Kazman, Marco Agus, Rami Bahsoon
AI losses that arise through an insured organization's generative or agentic AI system require state reconstruction, not merely event reconstruction, because the relevant state changes as the system reasons, retrieves, calls tools, and acts. The relevant question is not only what loss occurred, but what the system was allowed to do, what it actually did, and whether that reconstructed loss can support insurance claim recovery.
arXiv:2606. 16326v1 Announce Type: cross Abstract: Paper A defines a time-consistent actuarial runtime that prices each side-effect-bearing action against a contractually fixed safe default and gates execution against a reserve budget.
By Hao-Hsuan Chen