arXiv:2606. 05449v1 Announce Type: new Abstract: Agentic artificial intelligence (AI) systems are transforming the risk landscape by extending beyond information generation to autonomous planning, tool invocation, decision execution, and persistent modification of digital and physical environments.
arXiv:2607. 13230v1 Announce Type: new Abstract: Agentic AI introduces new insurance challenges because autonomous AI systems can make decisions, invoke tools, modify external environments, and interact with third-party services.
arXiv:2605. 18784v2 Announce Type: replace-cross Abstract: The rapid diffusion of agentic AI has created a new coverage problem for commercial insurance: some AI-mediated losses are now affirmatively insured, some create silent-AI exposure under legacy cyber, technology errors-and-omissions (E&O), directors-and-officers (D&O), employment practices liability (EPLI), crime, and media policies, and others are being actively excluded.
arXiv:2606. 00518v1 Announce Type: new Abstract: Agentic AI systems can plan over multiple steps, use tools, and execute tasks over time.
arXiv:2607. 23365v1 Announce Type: cross Abstract: Artificial intelligence (AI) systems are increasingly deployed in high-stakes domains such as healthcare, autonomous driving, finance, and education.
AI losses that arise through an insured organization's generative or agentic AI system require state reconstruction, not merely event reconstruction, because the relevant state changes as the system reasons, retrieves, calls tools, and acts. The relevant question is not only what loss occurred, but what the system was allowed to do, what it actually did, and whether that reconstructed loss can support insurance claim recovery.
arXiv:2606. 16326v1 Announce Type: cross Abstract: Paper A defines a time-consistent actuarial runtime that prices each side-effect-bearing action against a contractually fixed safe default and gates execution against a reserve budget.
arXiv:2606. 15485v1 Announce Type: cross Abstract: Agentic AI systems act autonomously, use tools, adapt to context, and operate in complex real-world environments.
arXiv:2602. 13213v2 Announce Type: replace Abstract: Commercial insurance underwriting is a labor-intensive process that requires manual review of extensive documentation to assess risk and determine policy pricing.
arXiv:2606. 16465v1 Announce Type: new Abstract: AI agents can now take irreversible actions in operational systems, but agent-caused losses are still not clearly assigned, priced, or transferred.
As AI systems proliferate in consumer facing applications, questions about liability for AI related harms remain unresolved. This working paper examines whether India's Consumer Protection Act, 2019, adequately addresses harm caused by defective AI products and services, and whether it proportionately allocates liability across the AI value chain.
arXiv:2608. 07627v1 Announce Type: new Abstract: Hospitals are racing to embed AI, while coping with the surge in adaptation of the technology in other industries, into the triage management, documentation, scheduling, and revenue-cycle workflows, yet most deployments remain as fragmented pilots that stall at the edge of production, exposing patients and institutions to operational fragility, ungoverned risk, and mounting technical debt.
arXiv:2607. 01421v1 Announce Type: cross Abstract: Engineering management research has produced mature frameworks for software risk: ownership by feature, escalation by severity, and assurance by test coverage.