arXiv AI

Agentic AI for Commercial Insurance Underwriting with Adversarial Self-Critique

arXiv:2602. 13213v2 Announce Type: replace Abstract: Commercial insurance underwriting is a labor-intensive process that requires manual review of extensive documentation to assess risk and determine policy pricing.

arXiv AI
3d ago

Trust Is Not a Score: Runtime Assurance Contracts for High-Risk AI Agents

The paper introduces Runtime Assurance Contracts (RAC) as a formal policy framework for high‑risk AI agents, addressing the "assurance‑transition gap" by binding autonomy boundaries, component eligibility, evidence state, transition policy, human‑review capacity, and non‑compensatory gates. RAC allows soft metrics to influence routing while mandating retries, switches, escalations, deferrals, or stops when mandatory gates fail or are unknown, ensuring aggregate performance cannot alone authorize action. The authors define the contract, evidence record, permission rule, and five invariants, and evaluate RAC through deterministic failure‑injection studies, hand‑authored traces, and a prospective synthetic holdout, comparing it to score‑only and restricted protocol baselines.

By Serhii Zabolotnii
arXiv AI
Sep 25

The Gold in Bias: Maturing the AI Design Process through Verification

The paper proposes rethinking bias in AI as a diagnostic tool rather than merely a flaw to be minimized. It introduces a multidimensional framework that examines bias across origin, lifecycle emergence, technical causes, and validation methods, covering 30 bias types, 16 verification methods, and 20 countermeasures for both traditional and generative AI. The authors present a hierarchical evidence framework distinguishing internal and external validity, and advocate for Ethics by Design principles to embed bias verification throughout the AI development lifecycle.

By Samira Maghool, Paolo Ceravolo
arXiv AI
Jun 17

LegalHalluLens: Typed Hallucination Auditing and Calibrated Multi-Agent Debate for Trustworthy Legal AI

arXiv:2606. 18021v1 Announce Type: new Abstract: AI systems deployed in legal workflows hallucinate at rates that aggregate metrics report at ~52%, but this average conceals where errors concentrate and in which direction they run, leaving compliance officers without an actionable signal for trustworthy deployment.

By Lalit Yadav, Akshaj Gurugubelli