arXiv AI By Alex Leung, Rex Zhang, Ervin Ling, Kentaroh Toyoda, SiewMei Loh

The Insurability Frontier of AI Risk: Mapping Threats to Affirmative Coverage, Silent Exposures, and Exclusions

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arXiv:2605. 18784v2 Announce Type: replace-cross Abstract: The rapid diffusion of agentic AI has created a new coverage problem for commercial insurance: some AI-mediated losses are now affirmatively insured, some create silent-AI exposure under legacy cyber, technology errors-and-omissions (E&O), directors-and-officers (D&O), employment practices liability (EPLI), crime, and media policies, and others are being actively excluded.

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arXiv AI
Jun 6

Insurance of Agentic AI

arXiv:2606. 05449v1 Announce Type: new Abstract: Agentic artificial intelligence (AI) systems are transforming the risk landscape by extending beyond information generation to autonomous planning, tool invocation, decision execution, and persistent modification of digital and physical environments.

By Quanyan Zhu
Hugging Face Trending Papers
Jun 2

From Control Boundary to Insurance Claim: Reconstructing AI-Mediated Losses Through the CER Framework

AI losses that arise through an insured organization's generative or agentic AI system require state reconstruction, not merely event reconstruction, because the relevant state changes as the system reasons, retrieves, calls tools, and acts. The relevant question is not only what loss occurred, but what the system was allowed to do, what it actually did, and whether that reconstructed loss can support insurance claim recovery.