arXiv:2504. 21259v2 Announce Type: replace-cross Abstract: Accurate imputation of race and ethnicity (R&E) is essential for fair lending compliance under ECOA, HMDA, and the Community Reinvestment Act, where up to 15% of mortgage applications carry missing race data and regulated institutions bear responsibility for identifying disparities on those records.
arXiv:2608. 08202v1 Announce Type: new Abstract: Data-centric curation pipelines frequently rely on model confidence scores to flag and filter noisy or mislabeled training instances.
arXiv:2606. 16723v1 Announce Type: new Abstract: Large language model (LLM) agents increasingly take actions (screening applicants, recommending credit, triaging patients), yet fairness for LLMs is still measured by grading answers.
arXiv:2606. 06694v1 Announce Type: cross Abstract: Large language models (LLMs) are rapidly assuming an intermediary role in housing search through the integration of listing platforms within conversational interfaces, mediating access to information, search, and recommendations within urban settings.
arXiv:2607. 19526v1 Announce Type: new Abstract: "Stop Chasing the C-index when Evaluating Survival Analysis Models" (ICML 2026, Spotlight) argued normatively, on synthetic data, that evaluating survival models by discrimination alone, i.
arXiv:2607. 28934v1 Announce Type: cross Abstract: Large language models (LLMs) are increasingly involved in the distribution of scarce resources, raising concerns about biased allocations based on characteristics like race and gender.
arXiv:2606. 19416v1 Announce Type: new Abstract: Loan origination is the process by which a lender creates a new loan, from application and underwriting through approval and funding.
arXiv:2608. 07871v1 Announce Type: cross Abstract: Accurate, up-to-date income data at the sub-municipal scale is essential for social policy in middle-income countries, yet in Brazil it depends on a costly decennial census whose intercensal gap recently exceeded a decade.
arXiv:2501. 02211v3 Announce Type: replace-cross Abstract: Large language models (LLMs) reproduce homogeneity bias -- the tendency to portray marginalized groups as more internally similar than dominant groups -- but whether this bias generalizes across models, is stable under different inference settings, or depends on how group identity is signaled remains unstudied.
arXiv:2602. 18201v2 Announce Type: replace Abstract: Unsupervised representations are widely assumed to be neutral with respect to sensitive attributes when those attributes are withheld from training.
arXiv:2508. 13187v4 Announce Type: replace-cross Abstract: Homelessness is a persistent social challenge, impacting millions worldwide.
arXiv:2501. 02211v2 Announce Type: replace-cross Abstract: Large language models (LLMs) reproduce homogeneity bias -- the tendency to portray marginalized groups as more internally similar than dominant groups -- but whether this bias is stable or an artifact of inference settings has only been studied in single proprietary models.
arXiv:2608. 17715v1 Announce Type: cross Abstract: Credit decisioning is a high-stakes task in which model outputs must be accurate and explainable to support compliant decisions.