arXiv Machine Learning By Matthew Toles, Yunan Lu, Manav Munjal, Bojun Liu, Yuanhao Deng, Stephanie Selig, Derek Rindner, Cheng Li, Zhou Yu

MortarBench: Evaluating Mortgage Loan Origination Agents

Read the original on arXiv Machine Learning →

arXiv:2606. 19416v1 Announce Type: new Abstract: Loan origination is the process by which a lender creates a new loan, from application and underwriting through approval and funding.

Summary generated by The Flow from the publisher's feed. The full article lives at arXiv Machine Learning.

arXiv AI
Jul 29

Everyone is unique: Towards Behaviorally Heterogeneous Negotiation Dialogue Systems for Debt Collection

arXiv:2607. 25218v1 Announce Type: new Abstract: Debt collection is a critical negotiation task in the financial industry, with strong practical relevance and exceptional academic value as a behaviorally rich, high-stakes testbed for human-centered dialogue systems.

By Yuhang Yang, Kai Tang, Chao Ye, Haobo Wang, Qiqi Luo, Jinguang Zheng, Zhixin Zhang
arXiv Machine Learning
Jul 16

Foundation Models for Credit Risk Prediction: A Game Changer?

arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.

By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke