Verifying the eligibility of securities as collateral is a key responsibility of the German Central Bank. However, manually verifying these assets against legal and financial criteria within lengthy, semi-structured, and often bilingual prospectuses is a resource-intensive task.
arXiv:2608. 05367v1 Announce Type: new Abstract: Counterfactual analysis aims to predict potential outcomes under hypothetical scenarios, offering valuable insights for decision-making.
By Zonghao Yang
arXiv:2607. 25218v1 Announce Type: new Abstract: Debt collection is a critical negotiation task in the financial industry, with strong practical relevance and exceptional academic value as a behaviorally rich, high-stakes testbed for human-centered dialogue systems.
By Yuhang Yang, Kai Tang, Chao Ye, Haobo Wang, Qiqi Luo, Jinguang Zheng, Zhixin Zhang
arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.
By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv:2608. 04374v1 Announce Type: cross Abstract: Large language models can produce fluent financial analysis, but fluency alone does not establish whether a report is suitable for institutional delivery.
By Yinghao Tang, Tan Zhenwei, Yiyao Wang, Wanli Gu, Xiaolu Zhang, Jun Zhou, Wei Chen
arXiv:2606. 18479v1 Announce Type: new Abstract: Reject inference methods are widely used to mitigate survival bias in credit scoring, yet their effectiveness remains poorly understood.
By Bruno Scarone, Ricardo Baeza-Yates
arXiv:2608. 17715v1 Announce Type: cross Abstract: Credit decisioning is a high-stakes task in which model outputs must be accurate and explainable to support compliant decisions.
By Sahab Zandi, Noah Kostesku, Christophe Mues, Mar\'ia \'Oskarsd\'ottir, Cristi\'an Bravo
Merchant risk control at large payment platforms screens tens of millions of merchants daily, where false positives harm legitimate merchants and false negatives leave harmful activity undetected. The hardest cases require jointly understanding a merchant's textual profile and long behavioral sequence.
arXiv:2507. 09839v2 Announce Type: replace Abstract: An increasing number of NLP applications interact with large language models (LLMs) through black-box APIs, making prompt engineering critical for controlling model behavior.
By MohammadReza Davari, Utkarsh Garg, Weixin Cai, Eugene Belilovsky
arXiv:2608. 12342v1 Announce Type: cross Abstract: Ensuring the accuracy of financial documents is critical for economic analysis, regulatory compliance, and corporate decision-making.
By Ying He, Zhouhong Gu, Zhecheng Hu, Yubo Zhou, Hao Shen, Jiaqing Liang, Zhaoqian Dai, Shuguang Ma, Fei Yu, Yanghua Xiao, Zhixu Li
arXiv:2608. 08202v1 Announce Type: new Abstract: Data-centric curation pipelines frequently rely on model confidence scores to flag and filter noisy or mislabeled training instances.
By Sai Srikar Boddupalli
arXiv:2606. 19868v1 Announce Type: new Abstract: Although large language models (LLMs) have shown strong capabilities across a wide range of tasks, their outputs often remain unreliable and may contain hallucinations, making uncertainty estimation (UE) essential for building trustworthy LLMs.
By Jiayi Wang, Xu-Yao Zhang