arXiv AI

From Neural Network Decisions to Training Cases: An Exact Account via Case-Based Decision Theory

arXiv:2607. 11347v1 Announce Type: new Abstract: Neural networks increasingly guide decisions in high-stakes domains such as medical diagnosis, credit approval, and energy bidding.

arXiv Machine Learning
Jul 16

Foundation Models for Credit Risk Prediction: A Game Changer?

arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.

By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv AI
6d ago

GRPO for Financial Advice Generation: Outperforming Commercial LLMs under CATE Evaluation

arXiv:2608. 11787v1 Announce Type: cross Abstract: Generating actionable financial advice from business records demands that models integrate numerical reasoning, domain knowledge, and sound judgment, while avoiding recommendations that could harm the business.

By Ofir Ben Shoham, Shrutendra Harsola, Vignesh Subrahmaniam, Shravan Mohan, Yakov Gazman, Oded Vainas
Hugging Face Trending Papers
Aug 12

GRPO for Financial Advice Generation: Outperforming Commercial LLMs under CATE Evaluation

Generating actionable financial advice from business records demands that models integrate numerical reasoning, domain knowledge, and sound judgment, while avoiding recommendations that could harm the business. Direct supervision is difficult: historical decisions are not necessarily optimal, and high-quality free-form labels are expensive to obtain.

Hugging Face Trending Papers
Jul 29

Diagnosing Fine-Grained Inconsistency Classification in Financial Disclosure Text

Financial disclosures contain numerical claims, temporal statements, entity references, policy commitments, and risk descriptions that may conflict in qualitatively different ways. Detecting a conflict is only the first step: review workflows may also need to determine its type, since numerical, temporal, referential, factual, and normative inconsistencies require different evidence and downstream checks.

arXiv Machine Learning
Jul 31

ACPO: Asymmetric Credit Policy Optimization via Mode-Local Entropy Surrogate

arXiv:2607. 03126v3 Announce Type: replace Abstract: Outcome-supervised reinforcement learning scales to verifiable reasoning tasks, but trajectory-level rewards assign the same outcome signal to all sampled tokens, overlooking their unequal contributions to the reasoning process.

By Zijun Xie, Yuyang You, Yongzhi Li, Enlei Gong, Quan Chen, Yanhua Cheng, Peng Jiang, Binbin Zheng, Xiaolong Liu, Zeyu Chen, Yadong Mu