The paper "InsurTech innovation using natural language processing" outlines how insurance firms are adopting NLP to convert unstructured text into structured data for actuarial analysis. It presents case studies that use alternative data from an InsurTech partner to demonstrate feature de‑biasing, compression, and new industry classification methods in commercial insurance. These techniques enhance traditional rating factors and provide fresh risk assessment perspectives, positioning NLP as a core component of contemporary insurance analytics.
arXiv:2606. 28002v1 Announce Type: cross Abstract: Insurance fraud imposes substantial financial losses and operational inefficiencies, raising premiums and impacting trust among legitimate policyholders.
The paper presents the CDSP (context-conditional deliberation signal pipeline), which transforms investment committee meeting transcripts into structured predictive features. CDSP segments transcripts into topical chunks, assigns asset‑class context labels via a large language model, maps financial keywords to a taxonomy, and adds sentiment polarity and mention frequency features. Using these engineered features on 48 monthly meetings, the best model—combining sentence embeddings with CDSP features—achieves 73% accuracy and a 0.73 F1 score, outperforming a simple stock‑choice baseline, though the improvement is not statistically significant.
arXiv:2607. 19259v1 Announce Type: cross Abstract: Financial statement fraud detection (FSFD) is crucial for market integrity but faces challenges from increasingly sophisticated schemes and under-utilized textual data in financial reports.
arXiv:2608. 14746v1 Announce Type: new Abstract: The aviation industry characterized by its stringent safety standards has seen a growing need for innovative approaches to enhance safety measures.
arXiv:2607. 14174v1 Announce Type: new Abstract: Financial sentiment extraction has largely relied on news text and supervised extraction against return labels alone, leaving 10-K filings -- and volatility, the target risk disclosure is arguably best suited to informing -- comparatively unexplored.
arXiv:2606. 18192v1 Announce Type: new Abstract: As high-quality public web corpora become increasingly exhausted, clean long-context documents have become a scarce and expensive source of training data for large language models (LLMs).
The paper introduces a training‑free, alignment‑free method for corporate intelligence that uses deterministic sparse seed vectors to hash word strings into a fixed high‑dimensional basis. By accumulating these seed vectors across sentence contexts, the authors create corpus‑specific semantic signatures that enable rapid document comparison, issuer fingerprinting, vocabulary shift tracking, and thematic sentence extraction—all on standard CPU hardware. Applied to a multi‑year set of SEC filings, the approach reveals distinct semantic profiles for major corporate events such as Boeing’s 737 MAX crisis, Intel’s supply‑chain disruptions, and Bunge’s acquisition of Viterra, with each profile traceable to its source sentences without any domain‑specific training or LLM inference.
arXiv:2607. 29066v1 Announce Type: cross Abstract: Deception detection has critical implications for legal proceedings, law enforcement, and online security.
arXiv:2606. 24655v1 Announce Type: cross Abstract: The explosive growth and complexity of product data within the dynamic Brazilian e-commerce landscape demand robust and specialized methods for structured information extraction.
arXiv:2502. 15411v4 Announce Type: replace-cross Abstract: Accurate tagging of earnings reports can yield significant short-term returns for stakeholders.
arXiv:2608.28944v1 Announce Type: new Abstract: Credit risk analysis in financial institutions traditionally requires analysts to manually write SQL queries, run statistical computations, and build v...
arXiv:2607. 15879v1 Announce Type: cross Abstract: Much empirical legal research depends on translating unstructured text into structured variables.