arXiv:2402. 01811v2 Announce Type: replace Abstract: Credit scoring has been catalogued by the European Commission and the Executive Office of the US President as a high-risk classification task, in light of the potential harms of making loan approval decisions based on models that would be biased against certain groups.
arXiv:2609.16321v1 Announce Type: cross Abstract: Existing fairness analysis tools predominantly operate as post-training evaluation frameworks, requiring practitioners to complete the full model dev...
arXiv:2607. 05101v1 Announce Type: new Abstract: The application of machine learning-based predictive algorithms to Anti-Money Laundering (AML) has grown rapidly, driven by the vast volume of financial transaction data available to banks.
arXiv:2608. 09899v1 Announce Type: new Abstract: In fair ranked link prediction, demographic parity ($\Delta_\mathrm{DP}$) is a common fairness metric.
arXiv:2608.24582v1 Announce Type: cross Abstract: Credit risk models increasingly need to combine predictive accuracy with transparent explanations and auditable fairness constraints. Logistic regres...
The paper introduces REMI, a framework that treats counterfactual fairness as a relational invariant discovery problem. By learning over paired examples, REMI identifies input regions where fairness is violated and generates interpretable rule-based models—fairness invariants—that can block or relabel unfair predictions without retraining the underlying model. Experiments on symbolic and neural network programs show REMI localizes fairness bugs in over 83% of cases and reduces discriminatory decisions in black-box models by up to 70%.
Credit risk models increasingly need to combine predictive accuracy with transparent explanations and auditable fairness constraints. Logistic regression remains attractive because its coefficients ar...
arXiv:2509. 16462v2 Announce Type: replace-cross Abstract: Large Language Models (LLMs) are increasingly used in high-stakes decision-making systems, where biased predictions can reinforce social and economic disparities.
arXiv:2407. 14766v4 Announce Type: replace-cross Abstract: This paper presents a philosophical and experimental study of fairness interventions in AI classification, centered on the explainability and transparency of corrective methods, and on the opposition between two fairness criteria, namely Demographic Parity and Equalized Odds.
arXiv:2606. 00656v1 Announce Type: cross Abstract: Ensuring fair and equitable treatment across diverse groups, particularly in multi-class classification tasks, poses a significant challenge due to the persistent biases inherent in machine learning models.
The paper argues that traditional probabilistic fairness metrics can miss significant disparities in the actual consequences of decisions. By introducing a utility-based framework, the authors show that a process can satisfy ε-fairness yet still be maximally unfair when utilities are considered. They apply this framework to college admissions and credit‑risk assessment, demonstrating that equalizing probabilities alone may mask unequal utility outcomes across groups.
FairLRF proposes a fairness-oriented low rank factorization framework that uses singular value decomposition (SVD) to improve deep learning model fairness. By selectively removing bias-inducing elements from the unitary matrices obtained via SVD, the method reduces group disparities while preserving accuracy. Experiments demonstrate that FairLRF outperforms existing low rank factorization and state-of-the-art fairness techniques, and an ablation study explores the impact of key hyper-parameters.