arXiv:2511. 03631v2 Announce Type: replace Abstract: Small and Medium Enterprises (SMEs), particularly freelancers and early-stage businesses, face unique financial management challenges due to limited resources, small customer bases, and constrained data availability.
arXiv:2607. 04103v3 Announce Type: replace-cross Abstract: Generative artificial intelligence is moving from general-purpose experimentation toward specialized applications across banking, capital markets, insurance, payments, and wealth management.
arXiv:2608. 12424v1 Announce Type: cross Abstract: This study focuses on developing an AI-supported prototype for multiperspective interest rate forecasting that combines classical econometric models with modern artificial intel-ligence methods.
arXiv:2602. 09572v3 Announce Type: replace-cross Abstract: The purpose of predictive modeling on relational data is to predict future or missing values in a relational database, for example, future purchases of a user, risk of readmission of the patient, or the likelihood that a financial transaction is fraudulent.
arXiv:2607. 09955v1 Announce Type: cross Abstract: Predictive modeling is a core component of modern financial services, where a wide range of tasks are traditionally addressed using separate models trained on manually engineered tabular features.
arXiv:2608. 07037v1 Announce Type: cross Abstract: Small businesses often have only 12-24 months of accounting history, yet planning and risk workflows require coordinated forecasts across financial statements.
arXiv:2607. 19409v1 Announce Type: new Abstract: Recent advances in large language models have accelerated deployment of agentic systems in operational finance.
arXiv:2606. 10412v1 Announce Type: new Abstract: The rapid evolution of financial technology demands sophisticated artificial intelligence systems capable of handling diverse challenges across multiple domains simultaneously.
arXiv:2606. 06776v1 Announce Type: new Abstract: Customer churn prediction is a central task in customer analytics, particularly in non-contractual, pay-per-use service environments where disengagement is not explicitly observed and must be inferred from behavioral inactivity.
Revenue forecasts guide acquisition budgets, demand planning, and customer-based valuations, yet an aggregate forecast does not show whether change reflects acquisition, repeat purchasing, spending per order, or offsetting movements. Using weekly transaction panels for 966 companies in 25 industries, the authors develop the Customer-Based Multi-task Transformer (CBMT), which learns shared structure, retains separate primitive forecasts, and aligns their combination with downstream revenue.
arXiv:2606. 08140v1 Announce Type: new Abstract: Supply Chain Finance (SCF) and LendTech platforms need credit scoring systems that respond to evolving transaction behavior, repayment delays, and active exposure.
arXiv:2509. 26331v2 Announce Type: replace Abstract: The rapid advancement of LLMs sparked significant interest in their potential to augment or automate managerial functions.
arXiv:2608. 02911v1 Announce Type: new Abstract: Revenue forecasts guide acquisition budgets, demand planning, and customer-based valuations, yet an aggregate forecast does not show whether change reflects acquisition, repeat purchasing, spending per order, or offsetting movements.