arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.
By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv:2601. 20533v2 Announce Type: replace-cross Abstract: Survival analysis has become a standard approach for modelling time to default by time-varying covariates in credit risk.
By Jianwei Peng (Humboldt-Universit\"at zu Berlin), Stefan Lessmann (Humboldt-Universit\"at zu Berlin, Bucharest University of Economic Studies)
arXiv:2402. 01811v2 Announce Type: replace Abstract: Credit scoring has been catalogued by the European Commission and the Executive Office of the US President as a high-risk classification task, in light of the potential harms of making loan approval decisions based on models that would be biased against certain groups.
By Pablo Casas, Huan Yu, Christophe Mues
arXiv:2606. 18479v1 Announce Type: new Abstract: Reject inference methods are widely used to mitigate survival bias in credit scoring, yet their effectiveness remains poorly understood.
By Bruno Scarone, Ricardo Baeza-Yates
arXiv:2606. 06776v1 Announce Type: new Abstract: Customer churn prediction is a central task in customer analytics, particularly in non-contractual, pay-per-use service environments where disengagement is not explicitly observed and must be inferred from behavioral inactivity.
By Muhammad Jawad Mufti, Omar Hammad, Haitham Saleh, Muqaddas Gull
arXiv:2606. 10333v1 Announce Type: new Abstract: Credit risk prediction is a critical problem in the consumer credit industry.
By Hongzhe Zhang, Jiarong Xu, Jing He, Xiao Fang
arXiv:2607. 18573v1 Announce Type: new Abstract: Delay-risk models are usually judged by predictive accuracy.
By Jize Li
arXiv:2604. 04241v2 Announce Type: replace Abstract: Risk scoring systems are widely used in high-stakes domains to assist decision-making.
By Wenhao Chi, \c{S}. \.Ilker Birbil
arXiv:2608. 17715v1 Announce Type: cross Abstract: Credit decisioning is a high-stakes task in which model outputs must be accurate and explainable to support compliant decisions.
By Sahab Zandi, Noah Kostesku, Christophe Mues, Mar\'ia \'Oskarsd\'ottir, Cristi\'an Bravo
arXiv:2602. 03981v2 Announce Type: replace-cross Abstract: Credit exposure in Decentralized Finance (DeFi) is often implicit and token-mediated, creating a dense web of inter-protocol dependencies.
By Aijie Shu, Wenbin Wu, Gbenga Ibikunle, Fengxiang He
arXiv:2603. 04818v3 Announce Type: replace Abstract: Disruptions at critical logistics nodes pose severe risks to global supply chains, yet existing risk prediction systems typically prioritize forecasting accuracy without providing operationally interpretable early warnings.
By Zhiming Xue, Yujue Wang, Menghao Huo
Delay-risk models are usually judged by predictive accuracy. What matters in practice is narrower: with capacity to review only a few shipments, which ones should a manager check first?