arXiv Machine Learning By Hongzhe Zhang, Jiarong Xu, Jing He, Xiao Fang

Privacy-Preserving Credit Risk Prediction with Alternative Data

Read the original on arXiv Machine Learning →

arXiv:2606. 10333v1 Announce Type: new Abstract: Credit risk prediction is a critical problem in the consumer credit industry.

Machine-generated by The Flow from the publisher's headline and feed description — not written or checked by a human. The full article lives at arXiv Machine Learning.

arXiv Machine Learning
1d ago

Rethinking Anonymity Claims in Synthetic Data Generation: A Model-Centric Privacy Attack Perspective

The paper argues that evaluating anonymity in synthetic data generation must focus on the generative model rather than just the resulting dataset. It interprets GDPR definitions of personal data and anonymization under realistic model-access scenarios, mapping these to state‑of‑the‑art privacy attacks. The authors conclude that synthetic data alone is insufficient for anonymization, and that Differential Privacy offers stronger protection than Similarity‑based Privacy Metrics.

By Georgi Ganev, Emiliano De Cristofaro
arXiv Machine Learning
Sep 14

A Differentially Private Federated Proximal Optimization Framework for Customer Churn Prediction in Heterogeneous Federated Telecom Networks

The paper introduces a Differentially Private Federated Proximal (DP‑FedProx) framework for predicting customer churn in telecom networks. It compares DP‑FedProx with FedAvg, DP‑FedAvg, FedProx, and several centralized/local models on two public churn datasets, showing that DP‑FedProx consistently outperforms FedAvg variants and matches the best centralized model with only a slight accuracy loss while offering privacy guarantees. SHAP analysis reveals that DP‑FedProx prioritizes revenue‑group features, highlighting its practical balance between performance and privacy.

By Joydeb Kumar Sana, Subrata Chakraborty, M M Manjurul Islam
arXiv Machine Learning
Jun 30

Efficient Unlearning with Privacy Guarantees

arXiv:2507. 04771v2 Announce Type: replace-cross Abstract: Privacy protection laws, such as the GDPR, grant individuals the right to request the forgetting of their personal data not only from databases but also from machine learning (ML) models trained on them.

By Josep Domingo-Ferrer, Najeeb Jebreel, David S\'anchez