arXiv:2508.11021v2 Announce Type: replace-cross Abstract: Document fraud poses a significant threat to industries reliant on secure and verifiable documentation, necessitating robust detection mechan...
arXiv:2609.34211v2 Announce Type: replace Abstract: In financial fraud detection, rich semantic context can provide important evidence for transaction behavior modeling and fraud reasoning. However,...
arXiv:2607. 17586v1 Announce Type: cross Abstract: Money mule accounts are critical facilitators of financial fraud, yet detecting them at scale remains challenging due to the heterogeneous nature of transactional and behavioural data.
arXiv:2607. 19266v1 Announce Type: cross Abstract: Fraud detection systems must scale with rising transaction volume while remaining explainable and reviewable.
arXiv:2607. 23075v1 Announce Type: cross Abstract: Detecting fake-order fraud at scale remains a critical challenge for large online-to-offline (O2O) service platforms, as existing approaches often rely on expert-designed features, produce black-box decisions, and provide limited interpretability.
arXiv:2607. 13469v1 Announce Type: cross Abstract: The banking sector increasingly relies on automated systems to monitor electronic transactions for signs of fraud, yet conventional rule-based approaches struggle with high false-positive rates and offer no justification for their outputs, limiting their utility for compliance teams.
arXiv:2608.28944v1 Announce Type: new Abstract: Credit risk analysis in financial institutions traditionally requires analysts to manually write SQL queries, run statistical computations, and build v...
arXiv:2607. 19259v1 Announce Type: cross Abstract: Financial statement fraud detection (FSFD) is crucial for market integrity but faces challenges from increasingly sophisticated schemes and under-utilized textual data in financial reports.
arXiv:2606. 08146v1 Announce Type: new Abstract: Fraud detection in payment, e-commerce, and telecommunications systems requires accuracy at the individual level, robustness under severe class imbalance, and ease of understanding for risk managers.
The paper presents an AI‑powered triaging agent for banks that uses large language models to conduct multi‑turn conversations, ask relevant questions, and classify customer cases for accurate routing to specialist teams. The system is integrated with policy, safety guardrails, and reasoning frameworks, and its performance is evaluated using synthetic digital twins that simulate realistic, labeled dialogues based on historical data. Results show a 30.6% increase in classification accuracy and high satisfaction from subject‑matter experts, demonstrating the effectiveness of targeted probing for scalable banking operations.
arXiv:2606. 17555v1 Announce Type: cross Abstract: Banks simultaneously face signature-based fraud (card-not-present attacks, account takeover, ATM cloning) and behavioural financial crime (structuring, layering, mule networks, business email compromise) -- two threat families with fundamentally different detection requirements.
arXiv:2510. 08948v4 Announce Type: replace-cross Abstract: Effective e-commerce risk management requires in-depth case investigations to identify emerging fraud patterns in highly adversarial environments.