arXiv AI

Issuer-Sovereign Agentic Payments

The paper introduces Issuer‑Sovereign Agentic Payments, a framework that keeps the issuing bank in control of AI‑agent payments. It allows a cardholder to set a spending rule once, which the bank’s authentication system records. When an AI agent initiates a payment, the bank verifies the merchant against the approved rule and generates the card authentication value only if the merchant is permitted, enabling the transaction to proceed through standard card rails without additional dependencies.

arXiv AI
Sep 2

A Formal Analysis of Agent Payment Protocols

The paper presents a formal analysis of four agent payment protocols—x402, MPP, ACP, and AP2—using the Tamarin prover. By modeling each protocol’s roles, state, and trust assumptions, the authors verify 86 cases, reproducing 46 known results and uncovering 40 new formal-consistency findings. They further validate ten findings through implementation proofs of concept, SDK/schema witnesses, and executable traces, highlighting the importance of consistent delegated authorization across all protocol stages.

By Ke Jiang, Mohan Yu, Yuan Chang, Mohit Kumar Jangid, Jianyu Niu, Cong Wang, Yinqian Zhang
arXiv AI
4d ago

Agentic Commerce Bench: Measuring Fraud Detection for Agents That Spend Money

The paper introduces the Agentic Commerce Bench (ACB), a benchmark for measuring fraud in AI agents that autonomously spend money. It presents a taxonomy of agentic commerce fraud, a dataset of twenty fraud classes derived from real production data, and an open‑source detector stack called gordonguard for auditing and replaying hostile counterparties. The study shows that current reasoning layers and security scanners perform poorly on many classes, highlighting the need for better detection mechanisms.

By Ankit Srivastava, Debjyoti Paul
arXiv AI
Sep 4

The Civilization Framework: Sovereign-Anchored Communication Between Personal Multi-Agent Systems

The Civilization Framework proposes a new way for AI systems to communicate by treating the entire civilization—one human sovereign, a persistent ledger, and interchangeable agents—as the addressable party, rather than individual agents. It introduces the Embassy Protocol, an asynchronous, carrier‑agnostic overlay that routes messages to a ledger endpoint where any online agent of the receiver can process them, with commitment state on both ledgers serving as the ground truth. The framework also identifies a temporal‑weight effect in AI‑to‑AI communication, demonstrates its impact in a preregistered experiment, and explores mitigation strategies such as instruction‑level provenance labeling and sealed‑answer accuracy equivalence. whyItMatters":"The framework aims to reduce context loss and authority bias in AI interactions by grounding communication in a shared ledger and sovereign oversight, potentially improving reliability and accountability in multi‑agent systems."

By Guangjun Liu
Hugging Face Trending Papers
Sep 3

The Civilization Framework: Sovereign-Anchored Communication Between Personal Multi-Agent Systems

The Civilization Framework proposes a new way to structure communication between AI agents by treating the civilization—comprising a human sovereign, a persistent ledger, and interchangeable agents—as the addressable party rather than individual agents. It introduces the Embassy Protocol, an asynchronous, carrier‑agnostic overlay that routes messages to a ledger endpoint where any online agent can process them, with commitment state on ledgers serving as the true record of interaction. The paper also identifies a temporal‑weight effect in AI‑to‑AI communication, demonstrates its impact in a preregistered experiment, and discusses mitigation strategies such as instruction‑level provenance labeling and sealed‑answer accuracy equivalence. whyItMatters":"The framework offers a novel architecture that could reduce context loss and authority bias in multi‑agent AI systems, potentially improving reliability and accountability in AI‑driven interactions."

arXiv AI
Jun 11

Sovereign Assurance Boundary: Certificate-Bound Admission for Agentic Infrastructure

arXiv:2606. 11632v1 Announce Type: cross Abstract: Agentic infrastructure introduces a critical control-plane authorization problem: non-deterministic reasoning systems can propose high-stakes mutations to production resources, yet existing security mechanisms -- such as identity and access management (IAM), policy engines, consensus protocols, and audit logs -- either enforce static, context-unaware permissions or merely record actions post-execution.

By Jun He, Deying Yu