arXiv AI

Agentic Commerce Bench: Measuring Fraud Detection for Agents That Spend Money

The paper introduces the Agentic Commerce Bench (ACB), a benchmark for measuring fraud in AI agents that autonomously spend money. It presents a taxonomy of agentic commerce fraud, a dataset of twenty fraud classes derived from real production data, and an open‑source detector stack called gordonguard for auditing and replaying hostile counterparties. The study shows that current reasoning layers and security scanners perform poorly on many classes, highlighting the need for better detection mechanisms.

arXiv AI
Jun 17

An AI Security Agent for Banking: Multi-Vector Fraud and AML Detection Across Retail and Corporate Accounts

arXiv:2606. 17555v1 Announce Type: cross Abstract: Banks simultaneously face signature-based fraud (card-not-present attacks, account takeover, ATM cloning) and behavioural financial crime (structuring, layering, mule networks, business email compromise) -- two threat families with fundamentally different detection requirements.

By Joseph Walusimbi, Joshua Benjamin Ssentongo
arXiv AI
Aug 20

FraudBench: Stress-Testing Policy-Grounded Banking Agents Against Adaptive Fraud

FraudBench is a new benchmark that tests policy‑grounded banking conversational agents against adaptive fraud scenarios. It uses a dual‑control framework and a 698‑document internal policy corpus, presenting 150 adversarial scenarios (107 public, 43 held‑out) that require agents to manage mutable account state and tool access while preventing identity, authorization, and trust manipulation. Preliminary results on four agents show attack‑security rates between 49% and 65%, highlighting weaknesses in money‑mule and first‑party fraud detection.

By Dheeraj Mohandas Pai, Lu Xian
Hugging Face Trending Papers
Jun 24

Can Trustless Agents Be Trusted? An Empirical Study of the ERC-8004 Decentralized AI Agent Ecosystem

As autonomous AI agents increasingly transact across organizational boundaries, a fundamental trust challenge emerges: how can an agent assess whether an unknown counterpart is trustworthy? The ERC-8004 protocol addresses this challenge with the first permissionless trust layer for AI agent economies, built around three on-chain registries for Identity, Reputation, and Validation.

arXiv Machine Learning
Aug 26

Anatomy of a Scam Call: What 10,000 real scam and spam calls reveal about how phone scammers operate

The study analyzes 10,211 real scam and spam calls collected by an AI voice‑agent honeypot, revealing that scammers operate on a templated, office‑hour schedule and use disposable numbers to recycle scripts. Callers predominantly seek identity anchors such as home addresses and dates of birth, and the amount of conversation increases with the target’s age, though the requested information remains unchanged. Early detection is feasible, with escalation predictability reaching 0.87 ROC‑AUC by the eighth line using simple bag‑of‑words models.

By Ethan Traister, Ankit Raj, Jiaqi Gan, Xingyu Shen, Tyler Wu, Yuchen Zhou, Tommy Duong, Kidus Zewde, Siying Chen, Simiao Ren
arXiv Machine Learning
Sep 17

Locating Hidden Failures Makes Long-Horizon Agents More Reliable

The paper introduces Traverse, a benchmark of 2,518 agent trajectories and 6,967 annotated mistakes across software engineering, computer use, and science tasks, revealing that failures often go unrecovered and can cause irreversible harm before a run is deemed successful. It shows that human judges struggle to detect the first mistake in most runs, while a 4‑billion‑parameter verifier called Scout can locate failures more effectively and improve task success when used to select among candidate runs. The study demonstrates that making failure detection inexpensive and reliable can enable long‑horizon agents to learn from their own mistakes and increase trustworthiness in autonomous AI.

By Salman Rahman, Yubin Kim, Mihir Parmar, A. Ali Heydari, Genglin Liu, Simon A. Lee, Weizhi Zhang, Arian Hosseini, Ahmed A. Metwally, Yuzhe Yang, Baharan Mirzasoleiman, Xin Liu, Pavel Izmailov, Saadia Gabriel, Mark Malhotra, Shwetak Patel, Daniel McDuff, Hamid Palangi
arXiv AI
Jun 10

The Arbiter Agent: Continually Monitoring Multi-Agent Conversations to Detect Emergent Misalignment

arXiv:2606. 10747v1 Announce Type: new Abstract: As AI systems built from multiple language-model agents become more common, they are increasingly used to make decisions together: discussing, negotiating, and acting on shared tasks.

By Filippo Tonini, Federico Torrielli, Anton Danholt Lautrup, Peter Schneider-Kamp, Mustafa Mert \c{C}elikok, Lukas Galke Poech