arXiv AI

SENTRY: Deterministic, Intelligent Risk Assessment for IT Change Management

SENTRY is a deterministic risk assessment platform for IT change management that replaces subjective questionnaires with a machine‑learning pipeline using XGBoost and retrieval‑augmented generation. It integrates structured metadata, dependency graphs, incident history, and a hybrid semantic‑lexical search of change request text, compressing the unstructured signal into a single feature for model inference. The system delivers a ROC AUC of 0.87, 85% accuracy, and detects high‑risk changes 3.25 times faster than existing processes.

arXiv AI
Aug 26

Provenance Guided Incremental Learning Under Evolving Concept Definitions

The paper introduces a provenance-guided incremental learning framework that handles rule-induced concept shift, where target definitions are explicitly revised and previously stored instances receive new semantic labels. By compiling concept changes into structured rule deltas, tracing affected records through historical provenance, and selectively re-evaluating only a localized candidate region, the method automatically relabels executable revisions, manages ambiguous cases with selective supervision, and repairs predictors incrementally. Evaluation on the RuleShift-Bench benchmark—covering financial, demographic, cybersecurity, and graph-structured data—shows 92.3% accuracy and 90.2% Macro‑F1, reprocessing only 14.7% of the historical collection and achieving an average update latency of 179 s versus 993 s for full relabeling and retraining.

By Ismail Lamaakal
arXiv Machine Learning
Jul 16

Foundation Models for Credit Risk Prediction: A Game Changer?

arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.

By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv AI
Jun 3

Auditable Climate Risk Intelligence from Fragmented ESG Data: Deterministic Orchestration and Imbalance-Aware Learning for Scope 1-3 Validation

arXiv:2606. 02604v1 Announce Type: cross Abstract: ESG and climate risk data remain fragmented across heterogeneous Scope 1, Scope 2, and Scope 3 reporting environments, while conventional validation pipelines lack provenance aware auditability, hidden drift detection, and reproducibility oriented governance.

By Karan Sehgal, Khawar Naveed Bhatti
arXiv AI
Jul 21

Detection, Attribution, Narration: An End-to-End Pipeline for Explainable Money Mule Identification

arXiv:2607. 17586v1 Announce Type: cross Abstract: Money mule accounts are critical facilitators of financial fraud, yet detecting them at scale remains challenging due to the heterogeneous nature of transactional and behavioural data.

By Yuge Zhang, Yuanxing Zhang, Yichao Jin, Khairul Amsyar Mohd Razis, Nicholas Qi An Choo, Kai Yin Anders Wong, Xinyan Tang, Kenneth Zhu Ke, Wee Keong Dennis Lee, Jingyuan Zhao
arXiv Machine Learning
Jul 27

Predictive Query Language: A Domain-Specific Language for Predictive Modeling on Relational Databases

arXiv:2602. 09572v3 Announce Type: replace-cross Abstract: The purpose of predictive modeling on relational data is to predict future or missing values in a relational database, for example, future purchases of a user, risk of readmission of the patient, or the likelihood that a financial transaction is fraudulent.

By Vid Kocijan, Jinu Sunil, Jan Eric Lenssen, Viman Deb, Xinwei Xe, Federico Reyes Gomez, Matthias Fey, Jure Leskovec
arXiv AI
Aug 19

EvoTS-Agent: A Self-Evolving LLM Agent for Financial Time Series Change Point Detection

EvoTS-Agent is a self‑evolving large language model agent designed for autonomous change‑point detection in financial time series. It begins with curated exploratory data analysis to set up candidate models, then iteratively refines its detection pipeline using three operators—Revision, Alternative Strategy, and Recombination—guided by validation feedback. Across four benchmark datasets, EvoTS-Agent consistently outperforms existing LLM‑based agents and achieves a 100% execution success rate on all tested backbone LLMs.

By Lei Jiang, Ye Wei, Xinyu Xi, Jordan Langham-Lopez, Yifan Bao, Raad Khraishi, Yihao Ang, Anthony K. H. Tung, Lukasz Szpruch, Hao Ni
arXiv Computation and Language
4d ago

DisCTI: Who Needs to Know Timely? Automated Sector-Aware Cyber Threat Intelligence Dissemination

The paper introduces DisCTI, a system that automatically maps cyber threat intelligence (CTI) events to relevant industry sectors using a multilabel classification approach. By creating a dataset of 872 sector‑labelled CTI events and applying a BERT transformer model, the authors achieve a macro‑averaged F1‑score of 0.89, correctly assigning 94.5% of sector labels. This demonstrates that embedding expert knowledge into machine learning can enable timely, sector‑aware CTI dissemination, improving defensive response.

By Fajar Wijitrisnanto (National Cyber and Crypto Agency, Jakarta, Indonesia), Alsharif Abuadbba (CSIRO, Sydney, Australia), Yansong Gao (CSIRO, Sydney, Australia, The University of Western Australia, Perth, Australia), Nan Wu (CSIRO, Sydney, Australia)
arXiv AI
Jul 28

Traceable LLM Reasoning for Fake-Order Fraud Detection

arXiv:2607. 23075v1 Announce Type: cross Abstract: Detecting fake-order fraud at scale remains a critical challenge for large online-to-offline (O2O) service platforms, as existing approaches often rely on expert-designed features, produce black-box decisions, and provide limited interpretability.

By Siqi You, Bingsong Xu, Zhixian Zheng, Xinjian Peng, Yang Xie, Ying Wang, Jiarong Xu