Machine learning models are widely used in financial fraud and credit-risk detection, yet their adversarial robustness remains difficult to evaluate because financial tabular data involve domain-speci...
arXiv:2608.24551v1 Announce Type: cross
Abstract: Machine learning models are widely used in financial fraud and credit-risk detection, yet their adversarial robustness remains difficult to evaluate...
By Xitong Zeng, Zhaoge Bi, Yitian Yang, Huaming Chen, Quan Z. Sheng
arXiv:2608. 00566v1 Announce Type: new Abstract: Post-hoc model explainers such as LIME, SHAP, and Integrated Gradients are widely deployed to audit models in high-stakes sensitive domains, including finance, healthcare, and social welfare.
By Niraj Kumar, Harsh Kasyap
arXiv:2605. 18147v2 Announce Type: replace Abstract: Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses.
By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv:2607. 04145v1 Announce Type: new Abstract: Adversarial attacks guide and provide additional training and test data for both adversarial training and adversarial robustness validation, and expose the 'piecewise linearity' of deep learning based models.
By Naman Goyal, Milan Chaudhari
arXiv:2610.27353v1 Announce Type: cross
Abstract: Beneath the apparent diversity of foundation models lies an increasingly homogeneous technical stack of common training pipelines, distillation metho...
By Leo Elmecker-Plakolm, Lukasz Szpruch, Avishek Joey Bose, Matthew Wicker
arXiv:2608.24582v1 Announce Type: cross
Abstract: Credit risk models increasingly need to combine predictive accuracy with transparent explanations and auditable fairness constraints. Logistic regres...
By Victor Medina-Olivares, Stefan Lessmann, Jonathan Crook
arXiv:2609.36474v1 Announce Type: cross
Abstract: In regulated industries like consumer finance, seemingly harmless user queries can exploit large language model vulnerabilities, triggering safety fa...
By Rikhiya Ghosh, Himanshu Kumar, Sriram Venkatapathy, Sahil Wadhwa, Alexandre G. R. Day, Pranab Mohanty
arXiv:2606. 01746v1 Announce Type: cross Abstract: Modern neural networks are highly susceptible to adversarial perturbations.
By Kai Wang
arXiv:2610.31718v1 Announce Type: new
Abstract: Financial transaction networks are naturally represented as multigraphs, where repeated transactions between the same pair of accounts are modeled as d...
By Dennis Heijmans, H. \c{C}a\u{g}r{\i} Bilgi, Rui Wang, Kubilay Atasu
arXiv:2605.18147v3 Announce Type: replace
Abstract: Predictive models are central to credit risk management, where the accuracy of default-probability and loss estimates affects the profitability of...
By Bart Baesens, Andreas Goethals, Stefan Lessmann, Simon De Vos, Cristi\'an Bravo, David Martens, Victor Medina-Olivares, Christophe Mues, Maria Oskarsd\'ottir, Seppe vanden Broucke, Tony Van Gestel, Tim Verdonck, Wouter Verbeke
arXiv:2511. 13749v2 Announce Type: replace Abstract: Deep neural networks are known to be vulnerable to adversarial perturbations, which are small, carefully crafted inputs that lead to incorrect predictions.
By Ci Lin, Tet Yeap, Iluju Kiringa