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arXiv:2504. 21259v2 Announce Type: replace-cross Abstract: Accurate imputation of race and ethnicity (R&E) is essential for fair lending compliance under ECOA, HMDA, and the Community Reinvestment Act, where up to 15% of mortgage applications carry missing race data and regulated institutions bear responsibility for identifying disparities on those records.
The paper introduces DSP‑BART‑HS, a Dynamic Spatial Panel Bayesian Additive Regression Trees model with Horseshoe shrinkage, designed for high‑dimensional spatio‑temporal panel data. Across nine simulated scenarios, the model outperforms or matches a wide range of spatial econometric, non‑parametric machine learning, and small‑area estimators, especially when individual‑level non‑linearity drives outcome variance. The authors validate the method on two U.S. county‑level applications—intergenerational economic mobility and geographic income inequality—showing strong predictive accuracy even under unseen‑region, random, and temporal holdouts, while noting a temporal extrapolation advantage for a simpler autoregressive model.
arXiv:2608. 07871v1 Announce Type: cross Abstract: Accurate, up-to-date income data at the sub-municipal scale is essential for social policy in middle-income countries, yet in Brazil it depends on a costly decennial census whose intercensal gap recently exceeded a decade.
arXiv:2608. 14663v1 Announce Type: new Abstract: As global populations age, enhancing neighborhood walkability through inclusive urban design is important for mitigating built environment (BE) barriers that discourage physical activity and social participation among older adults.
arXiv:2609.27654v1 Announce Type: cross Abstract: Verified income is often unavailable in digital loan applications, forcing lenders to rely on reported income and potentially leading to over-lending...
arXiv:2607. 07060v1 Announce Type: cross Abstract: Inherently interpretable classifiers for tabular data typically rely on sparse features, rules, or patterns that users can inspect directly.