FedIncome: Federated Learning for Income Estimation in Digital Lending Under Data Sovereignty Constraints
Read the original on arXiv Machine Learning →The Flow has not summarised this story yet — read it at arXiv Machine Learning.
The Flow has not summarised this story yet — read it at arXiv Machine Learning.
arXiv:2608. 08202v1 Announce Type: new Abstract: Data-centric curation pipelines frequently rely on model confidence scores to flag and filter noisy or mislabeled training instances.
arXiv:2606. 26037v1 Announce Type: cross Abstract: Federated learning has emerged as the foremost approach for decentralized model training with privacy preservation.
arXiv:2605.08992v2 Announce Type: replace Abstract: Federated learning (FL) is increasingly used to fine-tune foundation models (FMs) on distributed private data. The community largely assumes that l...
The paper investigates the trade‑off between the costs of participating in federated learning (privacy, communication, compute) and the potential gains in model performance, framing this as a game‑theoretic problem of individual rationality versus autarky. It shows that clients can remain below their local‑training baseline for many rounds and that simply capping per‑round contributions harms learning. The authors propose a new mechanism that provides short‑term participation guarantees and personalized model evaluation, demonstrating theoretically and empirically that clients can avoid short‑term losses without significantly harming overall performance, even under moderate heterogeneity.
arXiv:2608. 02250v1 Announce Type: new Abstract: Federated learning (FL) is a popular distributed learning framework where multiple clients perform local training and a server aggregates the locally updated models.
arXiv:2609.39250v1 Announce Type: new Abstract: Federated learning (FL) is a promising paradigm of machine learning, which preserves user privacy by enabling learning without sharing raw data with a...