The paper presents a cumulative turn‑based risk assessment framework for detecting financial scams targeting older adults, which aggregates conversational turns and updates risk estimates at each step. A multi‑turn dialogue dataset covering investment, charity, and tech support scams is created, with annotations for risk level, score, rationale, and safety recommendation at every cumulative stage. Four small language models (Phi‑4, LLaMA‑3.2, DeepSeek‑R1, Qwen3) are fine‑tuned; Phi‑4 and LLaMA‑3.2 outperform others in turn‑aware risk estimation, demonstrating that compact models can effectively support incremental scam detection in resource‑constrained, privacy‑aware deployments.
arXiv:2607. 11707v1 Announce Type: cross Abstract: Following the rapid progress of generative Artificial Intelligence, there is a growing threat posed by conversational scams.
arXiv:2607. 18496v1 Announce Type: cross Abstract: Large language models (LLMs) are increasingly used for a range of software, hardware and human-centered security tasks.
arXiv:2607. 17586v1 Announce Type: cross Abstract: Money mule accounts are critical facilitators of financial fraud, yet detecting them at scale remains challenging due to the heterogeneous nature of transactional and behavioural data.
arXiv:2608. 10239v1 Announce Type: new Abstract: Generative AI makes social-engineering attacks more fluent, adaptive, and scalable, increasing the need for LLM-based de- fenders that can protect users during ongoing interactions.
The study analyzes 10,211 real scam and spam calls collected by an AI voice‑agent honeypot, revealing that scammers operate on a templated, office‑hour schedule and use disposable numbers to recycle scripts. Callers predominantly seek identity anchors such as home addresses and dates of birth, and the amount of conversation increases with the target’s age, though the requested information remains unchanged. Early detection is feasible, with escalation predictability reaching 0.87 ROC‑AUC by the eighth line using simple bag‑of‑words models.
TeleAntiFraud 2.0 is a monthly‑frozen, audio‑based benchmark for telecom fraud detection that incorporates newly observed scam patterns while preserving earlier test sets. It uses a Mixed‑Tree Anti‑Fraud Generation Pipeline to create profile‑grounded scenarios, expands them into mixed‑tree dialogues, and renders validated speech for 900 Chinese calls (600 fraud, 300 near‑domain non‑fraud) each month. Experiments show that classifiers perform well against unrelated negatives but drop significantly against near‑domain negatives, highlighting the need for near‑domain construction and collapse‑aware reporting in realistic evaluation settings.
LLMs are now proposed for fraud detection, scam investigation, content moderation, and other trust-and-safety workflows. Much of the public literature still evaluates them as models, with less attention to their behavior as components in operational pipelines.
Telephone fraud is pervasive and costly, but its inner workings are rarely observed at scale. We analyze a complete corpus of 10,211 inbound scam and spam calls -- 913 hours of audio and 330,956 trans...
arXiv:2607. 13078v1 Announce Type: cross Abstract: LLMs are now proposed for fraud detection, scam investigation, content moderation, and other trust-and-safety workflows.
arXiv:2510. 08948v4 Announce Type: replace-cross Abstract: Effective e-commerce risk management requires in-depth case investigations to identify emerging fraud patterns in highly adversarial environments.
arXiv:2406. 13049v3 Announce Type: replace-cross Abstract: Personalized phishing is difficult to defend against because messages can be tailored to a target's work, interests, and social context.
The paper introduces a new evaluation setting called scenario‑level out‑of‑distribution (SL‑OOD) detection for SMS and voice phishing, where entire attack scenarios are omitted from training while the label space stays fixed. It shows that high in‑distribution performance does not guarantee robustness to unseen scenarios, attributing this to scenario memorization. The authors propose ECoG, an evidence‑consistent generative framework that uses evidence‑span supervision and a rationale‑label consistency objective, achieving notable improvements in Macro‑F1, reduced prediction‑rationale inconsistency, and higher token‑level overlap with reference evidence.