The paper investigates how user context—such as memory, profiles, and role prompts—affects large language models’ financial analysis. By testing 3,575 SEC filings across twelve LLMs, the study distinguishes between evidence selection and interpretation, finding that interpretation under different roles drives most user-context spillover. Two mitigation strategies—using a user profile instead of an assistant role and separating evidence-based from personalized outputs—reduce but do not eliminate this spillover, with effectiveness varying by model.
arXiv:2608.24842v1 Announce Type: cross
Abstract: Large language models (LLMs) are increasingly deployed as AI analysts to process financial disclosures and support AI-assisted investment decisions....
By Miao Liu, Zhizhe Liu
arXiv:2608. 04095v1 Announce Type: new Abstract: Large language model (LLM) agents are increasingly used as personalized assistants in high-stakes domains such as financial advising, yet it remains unclear whether they can maintain and update an individualized user model over long horizons.
By Ben Wang, Kang Zhou, Lifan Guo, Feng Chen, Chi Zhang
arXiv:2602. 07294v4 Announce Type: replace-cross Abstract: With the increasing deployment of Large Language Models (LLMs) in the finance domain, LLMs are increasingly expected to parse complex regulatory disclosures.
By Yidong Jiang, Junrong Chen, Eftychia Makri, Jialin Chen, Peiwen Li, Ali Maatouk, Leandros Tassiulas, Eliot Brenner, Bing Xiang, Rex Ying
Demand for personalized financial advising is growing, but consistent advisor expertise is difficult to obtain, scale, and encode in LLM systems. Simple persona prompts rarely specify how a financial advisor should reason and often drift toward generic recommendations.
arXiv:2606.29793v3 Announce Type: replace
Abstract: Demand for personalized financial advice is growing, yet current LLM-based advisors often fail to provide consistent and specialized guidance.\ Sim...
By Suhwan Park, Hoyoung Lee, Zhangyang Wang, Alejandro Lopez-Lira, Young Cha, Chanyeol Choi, Jaewon Choi, Yongjae Lee
arXiv:2607. 09121v1 Announce Type: cross Abstract: In this study, we examine the opportunities brought by Large Language Models (LLMs) to various aspects of fundamental analysis of companies based on their reports as well as data and documents describing macroeconomic situation like GDP and inflation changes as well as documents filled to the U.
By Bartosz Zi\'o{\l}ko, Kacper Dobrzeniewski
The paper introduces DSA, an evidence‑aware orchestration framework that uses large language model agents to conduct multi‑market stock research. DSA structures the workflow into stages of evidence acquisition, context construction, model‑routed analysis, optional role and Strategy Skill reasoning, and report generation, offering both a default and an agentic profile with distinct output validation and risk safeguards. The reference implementation supports six regional markets, fifteen Strategy Skills, and multiple execution surfaces, and has passed 1,457 portable offline backend contract tests, confirming implementation conformance.
By Linsen Zhu, Yi Shi
arXiv:2610.00969v1 Announce Type: cross
Abstract: Large language models (LLMs) have been increasingly used for financial document analysis, including earnings call transcripts (ECTs). Beyond generati...
By Yingzhu Zhao, Vlad Pandelea, Han Yuan, Bo Hu, Wuqiong Luo, Li Zhang, Zheng Ma
The study investigates whether large language models (LLMs) are more prone to errors when they doubt the plausibility of input data, a phenomenon termed context‑memory conflict. Using non‑English and low‑resource language datasets, the authors generate text from factual, counterfactual, and fictional RDF triples in English, Czech, Slovak, and Upper Sorbian, and evaluate faithfulness with both human annotations and an LLM judge (Kimi K3). Contrary to expectations, the results show only a weak context‑memory conflict: counterfactual inputs receive slightly lower faithfulness scores than factual ones, and the choice of LLM judge can significantly affect perceived conflict strength.
By Peter Kochelka, Ale\v{s} Manuel Pap\'a\v{c}ek, Vojt\v{e}ch Dvo\v{r}\'ak, Ond\v{r}ej Du\v{s}ek
arXiv:2606. 29251v1 Announce Type: new Abstract: Financial decision-makers face more information than they can directly inspect, making context compression necessary.
By Hoyoung Lee, Suhwan Park, Seunghan Lee, Jun Seo, Jaehoon Lee, Sungdong Yoo, Minjae Kim, CheolWon Na, Zhangyang Wang, Zach Golkhou, Minkyu Kim, Sotirios Sabanis, Alejandro Lopez-Lira, Dhagash Mehta, Soonyoung Lee, Chanyeol Choi, Wonbin Ahn, Yongjae Lee
arXiv:2608.22852v1 Announce Type: new
Abstract: Large language models (LLMs) are increasingly used in investment decision-making, yet prior work shows that they exhibit systematic, model-specific inv...
By Sahong Park, Suhwan Park, Hoyoung Lee, Gakyung Kwon, Wonbin Ahn, Jaewon Choi, Alejandro Lopez-Lira, Yoon Kim, Chanyeol Choi, Hyeongwoo Kong, Yongjae Lee