arXiv AI

FinLifeBench: Exhaustive Life-Event History and Financial-State Reconstruction from Longitudinal Banking Dialogue

arXiv AI
Sep 16

LSREP: A Longitudinal State-Replay Protocol for Evaluating Conversational Memory, with ICE v2 as an Audited Local-First Architecture

The paper introduces LSREP, a Longitudinal State‑Replay Evaluation Protocol designed to assess how conversational memory evolves over time, incorporating ordered replay, lifecycle schedules, repeated probes, evolving reference answers, and mechanism‑fidelity checks. It applies LSREP to ICE v2, a local‑first memory middleware, and reports that on three ordinary‑density datasets ICE v2 achieves near‑zero mean quality difference from vector‑RAG while using fewer fragments but slightly more prompt tokens, yet fails catastrophically on a dense dataset. In a public diagnostic, ICE v2 underperforms pure vector‑RAG on LongMemEval, revealing significant multi‑session and temporal failures and a quality‑cost trade‑off rather than superior efficiency.

By Deepesh Sonar
arXiv AI
Sep 30

Memory Is a Derivation: The Distributed-Evidence Paradox in Long-Term Agents

The paper introduces the Distributed‑Evidence Paradox, where long‑running LLM agents compress past interactions into persistent memories that may not be fully supported by the interaction history. It defines three key requirements—evidence scope, compositional validity, and admission reliability—and proposes DerivAudit, a framework that checks whether a memory is truly supported by the available history. Experiments on two memory corpora show that expanding the evidence base can recover support for many memories, yet many remain unsupported, and broader evidence alone does not guarantee reliable admission.

By Hongjun Liu, Chen Zhao
arXiv AI
Jun 12

Fin-RATE: A Real-world Financial Analytics and Tracking Evaluation Benchmark for LLMs on SEC Filings

arXiv:2602. 07294v4 Announce Type: replace-cross Abstract: With the increasing deployment of Large Language Models (LLMs) in the finance domain, LLMs are increasingly expected to parse complex regulatory disclosures.

By Yidong Jiang, Junrong Chen, Eftychia Makri, Jialin Chen, Peiwen Li, Ali Maatouk, Leandros Tassiulas, Eliot Brenner, Bing Xiang, Rex Ying
arXiv Computation and Language
Aug 27

FinRiskAtlas: Decision-Aligned Evaluation of Large Language Models for Financial Risk Review

FinRiskAtlas is a Chinese-language benchmark designed to evaluate large language models (LLMs) for financial risk review by focusing on decision‑aligned tasks rather than generic financial knowledge. It contains 9,742 instances across 53 task families, including 42 domain‑knowledge families and 11 downstream review operations defined by explicit evaluation contracts. The extended FinRisk‑Ask framework replays 680 pre‑action states from 104 professional trajectories, withholding future evidence during inference to assess evidence‑state control and request targeting. Results across 33 model configurations show that operation‑level evaluation yields distinct rankings and that knowledge‑based shortlisting can incur significant regret, while frequent use of the Ask branch does not necessarily improve evidence acquisition, highlighting gaps in broad financial capability scores.

By Suyang Zhong, Jingzhe Zhu, Qi Xu, Liyao Sun, Yin Wang, Qingqing Sun, Shuai Chen, Tianyi Zhang
arXiv AI
Sep 18

Correct Now, Insufficient Later: Auditing Update Sufficiency in Context Compression

The paper investigates how memory systems can answer a current query correctly yet fail to retain distinctions needed for later updates. Using a paired‑history audit, the authors evaluate 24 history pairs across six synthetic mechanisms and two model backends, achieving perfect reveal accuracy on DeepSeek and high accuracy on GLM. Record‑level audits reveal specific failures in structured reveal memories and frontier late‑reference adequacy, and the authors test a label‑equivariant repair that only partially restores correctness.

By Guangzhe Zhang