arXiv Machine Learning By Wenbo Gao, Songbai Tan, Zhongan Wang, Fei Shen, Gang Xu, Huiping Zhuang, Yunyun Yang, Ming Li, Xiaofeng Zhu

ORACLE: Anticipating Scams from Partial Trajectories in Streaming App Usage

Read the original on arXiv Machine Learning →

The paper introduces ORACLE, an online reasoning framework designed to anticipate smartphone scams early by analyzing partial, streaming app‑usage trajectories. It presents a real‑world benchmark of 12 scam types across 95 apps and 15‑day periods, and employs a self‑evolving context manager plus an on‑policy self‑distillation scheme to consolidate fragmented evidence and enhance early detection. Experiments demonstrate that ORACLE consistently improves early scam anticipation, providing timely warnings while reducing false alerts in realistic streaming scenarios.

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arXiv Machine Learning
Oct 2

VirusCascade: Hijacking Collaborative Reflection in LLM-Powered Recommender Agents

The paper introduces VirusCascade, a black‑box attack that exploits the collaborative reflection mechanism in LLM‑powered recommender agents. By leveraging reflective persistence and cross‑agent propagation, the attack promotes a target item through semantic rationalisation and structural positioning, achieving state‑of‑the‑art targeted exposure on four real‑world datasets. The study demonstrates that existing static‑pipeline attacks cannot exploit this recurrent, multi‑agent amplification pathway.

By Yurong Hao, Wen Zhou, Guowei Guan, Tiantong Wu, Fuyao Zhang, Wei Yang Bryan Lim
arXiv AI
Jun 26

From Clicks to Intent: Cross-Platform Session Embeddings with LLM-Distilled Taxonomy for Financial Services Recommendations

arXiv:2606. 26277v1 Announce Type: cross Abstract: Sequential user behavior modeling is widely adopted in industrial recommender systems; however, significant gaps remain in financial services, where pre-login web interactions and authenticated in-app experiences differ drastically.

By Dianjing Fan, Yao Li, Kyaw Hpone Myint, Dwipam Katariya, Alexandre G. R. Day, Pranab Mohanty, Giri Iyengar
arXiv AI
2d ago

Beyond Risk Cues: A Mechanism-Level Benchmark and Verifiable Debate for Scam Video Detection on the Web

The paper introduces MechScam, a benchmark of 6,614 videos that covers diverse scam mechanisms and non‑scam content, providing evidence‑supported explanations and annotations of scam elements. It also proposes ScamCourt, a debate framework where prosecution and defense debaters argue over verified citations, and a judge decides based on the transcript. Experiments show that current large multimodal language models struggle to differentiate scam videos from similar non‑scam content, while ScamCourt reduces false positives and better resists misleading arguments.

By Yifan Wang, Junyu Lu, Shun Zhang, Chaozhuo Li, Fanliang Bu, Rong Yin, Lingbin Bu, Changrong Min, Peng Chen
arXiv AI
Sep 2

Incremental Risk Assessment of Progressive Elder Financial Scams via Instruction-Tuned Small Language Models

The paper presents a cumulative turn‑based risk assessment framework for detecting financial scams targeting older adults, which aggregates conversational turns and updates risk estimates at each step. A multi‑turn dialogue dataset covering investment, charity, and tech support scams is created, with annotations for risk level, score, rationale, and safety recommendation at every cumulative stage. Four small language models (Phi‑4, LLaMA‑3.2, DeepSeek‑R1, Qwen3) are fine‑tuned; Phi‑4 and LLaMA‑3.2 outperform others in turn‑aware risk estimation, demonstrating that compact models can effectively support incremental scam detection in resource‑constrained, privacy‑aware deployments.

By Parviz Ghafariasl, Weimin Fu, Xiaolong Guo, Shing I. Chang
arXiv Machine Learning
Oct 23

ReDence: A Hybrid Agentic and Decision-Model Framework for Rapid, Evidence-Grounded Detection of Modern Social Engineering Scams

ReDence is an open‑source hybrid framework that combines a multimodal agentic Investigator model with a specialized Decider model to detect modern social engineering scams. It automates investigative planning, evidence interpretation, and decision‑making across multiple scam categories, achieving 96% accuracy and operating at least four times faster than comparable agentic models. The system outputs structured, evidence‑grounded reports that enable analysts to audit decisions and support mitigation efforts.

By Jaishnoor Kaur, Josef Hor\'a\v{c}ek, Ian Waskom, Sayak Saha Roy