arXiv:2608. 14198v1 Announce Type: new Abstract: Banks analyse sequential financial transaction data to perform many tasks, including fraud prevention, credit risk assessment and offer personalization.
arXiv:2607. 09955v1 Announce Type: cross Abstract: Predictive modeling is a core component of modern financial services, where a wide range of tasks are traditionally addressed using separate models trained on manually engineered tabular features.
arXiv:2604. 00513v3 Announce Type: replace-cross Abstract: With the rapid growth of e-commerce, exploring general representations rather than task-specific ones has attracted increasing attention.
arXiv:2607. 20228v1 Announce Type: new Abstract: We propose a hybrid approach for user-centric modeling of transactional event sequences that combines contrastive representation learning (CoLES) with State Space Models (SSMs).
Merchant risk control at large payment platforms screens tens of millions of merchants daily, where false positives harm legitimate merchants and false negatives leave harmful activity undetected. The hardest cases require jointly understanding a merchant's textual profile and long behavioral sequence.
Zero-shot composed image retrieval (ZS-CIR) aims to retrieve a target image by editing a reference image with a natural-language instruction, without relying on domain-specific annotated triplets. Most existing ZS-CIR methods rely on textual inversion to translate the reference image into pseudo-text tokens and then compose them with the instruction via simple concatenation in the text space, which can be lossy and brittle for fine-grained semantics.
arXiv:2603. 22281v2 Announce Type: replace-cross Abstract: Recent progress in latent world models (e.
Zero-shot learning (ZSL) for inertial measurement unit (IMU)-based human activity recognition (HAR) faces a central challenge: bridging the gap between sensor embeddings and semantic class representations. We systematically evaluate seven configurations combining three inference methods with two training pipelines on the PAMAP2 dataset, using 14 seen and 4 unseen activity classes with subjects 108 and 109 held out for testing.
arXiv:2606. 10789v1 Announce Type: new Abstract: Zero-shot learning (ZSL) for inertial measurement unit (IMU)-based human activity recognition (HAR) faces a central challenge: bridging the gap between sensor embeddings and semantic class representations.
arXiv:2608. 18033v1 Announce Type: cross Abstract: Categorising invoices into the correct General Ledger (GL) code underpins financial reporting and tax compliance.
arXiv:2602. 17162v3 Announce Type: replace Abstract: Genomic Foundation Models (GFMs) typically rely on Masked Language Modeling (MLM) or Next-Token Prediction (NTP) to learn the "Laws of Nature".
Categorising invoices into the correct General Ledger (GL) code underpins financial reporting and tax compliance. This is a skilled accounting judgement rather than a routine task: the correct category depends subtly on the nature of the purchasing business, the vendor and the invoice text.
arXiv:2607. 25947v1 Announce Type: new Abstract: Question answering (QA) over irregular clinical time series (ICTS) plays a pivotal role in a wide range of healthcare applications.