TokenBank is a financial infrastructure that uses structured contracts to manage the financial relationship between AI service operators and their users. The contracts cover service‑consumption rights, cash settlements for API‑price differences, financing based on future revenue, and protection claims for specified service failures. Evaluation on nearly 900,000 API requests shows that forwards can reduce average expenditure while increasing variability, and that financing can yield positive contributions under certain capital conditions.
By Cary Chang, Jialin Zhou
The paper proposes a three‑engine architecture for reliable financial AI, combining a financial knowledge graph, a deterministic optimization engine, and a multi‑agent LLM layer. A coordination layer called context engineering selects and validates query‑specific context from ERP systems and other tools. Observations from 15 deployments show that multi‑agent validation reduces hallucination rates to below 1%, while reusable mappings and templates cut deployment time from six to two weeks.
By Pradeep Kumar GS, Ravi Tanniru
The paper proposes a three‑engine architecture for reliable financial AI, combining a financial knowledge graph, a deterministic optimization engine, and a multi‑agent LLM layer. A coordination layer called context engineering selects and validates context from ERP systems, tools, and tenants to ensure numerical accuracy, traceability, and auditability. Observations from 15 deployments show that graph‑backed multi‑agent validation can reduce hallucination rates from 7‑9% to below 1%, while reusable mappings and validation policies cut deployment time from six to two weeks.
arXiv:2608. 09025v1 Announce Type: new Abstract: Financial agents can turn correct context into an unauthorized effect: a customer-facing commitment, trade, or deployed policy.
By Rui Tang, Qiangqiang Liu, Yichi Zhang, Youwei Wang, Xi Chen, Chen Dong
arXiv:2607. 13080v1 Announce Type: cross Abstract: Autonomous coding agents force engineering organizations to choose between API-based frontier models -- strong reasoning at high token cost -- and on-premise quantized open-weights models, which promise low-marginal-cost scaling and data sovereignty at some loss of reasoning fidelity.
By Sheng-Wei Peng, Yi-Hsun Lin, Yi-Pei Lee
The paper describes the Cosmos LLM Gateway, a policy‑driven, multi‑vendor gateway built on Envoy that manages enterprise LLM traffic at PayPal. It separates latency‑sensitive control decisions into an external service while handling wire‑format translation and token metering in‑proxy via a Rust WebAssembly filter, ensuring minimal overhead. Governance is declarative, managed through Open Policy Agent, and includes features like data‑loss‑prevention, budget scopes, and a control plane for role‑scoped authoring and approvals. The gateway currently serves over 12,000 developers, processes roughly 200 billion tokens per day across 100+ models, and maintains 99.999% availability with only a few milliseconds of added latency.
By Mithun Sasidharan, Srinivasan Manoharan, Rupesh Thakur, Abhinav TK, Ashwin Hegde, Anand Gautam
The paper introduces Zafin AIOS, an orchestration platform that enables AI-assisted software development in regulated finance. It presents an empirical comparison of AI-assisted versus human-led workloads and validates the framework through a Customer Zero case study on two production codebases—pricing execution and client deal negotiation. Results show that governed agentic orchestration boosts enterprise capacity, providing full observability, reducing effort by 38 % in pricing workflows, and cutting reporting work by 76 % in negotiation workflows while preserving data privacy, role-based access, and audit guardrails.
By Shahir Daya, Rob Dunlap, Alexandre Boulenger, Ahmed Abdelmoneim, Salvatore Vella
Large organizations consume large language models (LLMs) from several vendors at once, each with its own API dialect, credential model, streaming protocol and pricing. Integrated directly, this hetero...
arXiv:2607. 26313v1 Announce Type: cross Abstract: Agentic systems act, so a defect in the evidence they retrieve becomes a wrong action with a currency cost.
By Gaston Besanson
AcquireBound is a runtime authorization framework that ensures AI agents can safely acquire and activate resources such as compute, credentials, and services. It quarantines acquired outputs, resolves their capabilities through authenticated evidence, and activates them only after verifying a manifest, provenance, and relational constraints. The system demonstrates strong safety properties, passing extensive benign and unsafe trace tests across multiple resource classes.
By Genliang Zhu
arXiv:2609.14744v2 Announce Type: replace
Abstract: By acquiring compute, credentials, accounts, services, and other agents, autonomous AI agents can introduce new authority into a task. Payment, bud...
By Genliang Zhu (Accentrust, Georgia Institute of Technology), Chu Wang (Accentrust, University of Illinois Urbana-Champaign)
arXiv:2608. 07627v1 Announce Type: new Abstract: Hospitals are racing to embed AI, while coping with the surge in adaptation of the technology in other industries, into the triage management, documentation, scheduling, and revenue-cycle workflows, yet most deployments remain as fragmented pilots that stall at the edge of production, exposing patients and institutions to operational fragility, ungoverned risk, and mounting technical debt.
By Manideep Dhar, Ritwik Singh, Sharat Chandra Kumar Manikonda