arXiv Machine Learning

{\alpha}-Fair Insurance Pricing: A Fairness Continuum

arXiv:2606. 14898v1 Announce Type: new Abstract: Fairness in insurance pricing remains a long-standing and deeply debated puzzle.

arXiv AI
6d ago

Dynamic Welfare-Maximizing Pooled Testing

The paper studies a budget‑constrained welfare problem for pooled testing, where agents have heterogeneous utilities and independent probabilities of being healthy. It proves that an optimal dynamic testing policy can achieve at most twice the welfare of the best static overlapping allocation, regardless of population, budget, or pool‑size limit. The authors also identify cases where adaptivity offers no benefit, show that re‑pooling after positive tests is necessary for strict gains, and provide approximation guarantees for greedy algorithms.

By Edwin Lock, Nicholas Lopez, Francisco Marmolejo-Coss\'io, Jose Roberto Tello Ayala, David C. Parkes
arXiv AI
Sep 15

Delegating Authorization to Misaligned Agents: Coalitional Alignment and Safe Control

The paper studies how to safely delegate action approval to multiple AI reviewers when the reviewers themselves may be misaligned. It introduces a weaker condition—k‑robust coalitional alignment—under which a threshold rule that tolerates up to k disapprovals guarantees that the principal’s expected utility is at least as good as a baseline policy. The authors extend this characterization to sequential decision‑making in discounted MDPs and show that full‑panel coverage of reward functions ensures safety in Nash equilibria, while more permissive thresholds can lead to unsafe outcomes. Experiments demonstrate that collective review can remain sound even when individual reviewers are not fully aligned, provided some disapprovals are allowed.

By Natalie Collina, Surbhi Goel, Aaron Roth, Sikata Bela Sengupta
arXiv AI
Sep 2

The Constitutional Coverage Trilemma in AI Governance

The paper investigates how well the implicit value rankings encoded by frontier AI systems—termed constitutional institutions—meet human demand. By auditing 23 large language model archetypes and surveying 1,649 U.S. participants, the authors find that user demand spans all five values (safety, helpfulness, honesty, autonomy, equity) but the supply is narrow, covering only about 2% of the demand space, with no model prioritizing helpfulness or autonomy. They propose a sparse two‑vertex menu that substantially reduces regret compared to the full set of models and formalize these observations as a budgeted‑pluralism trilemma. whyItMatters":"The study reveals a significant mismatch between the values users prioritize and the values encoded by current AI models, highlighting the need for more diverse and aligned constitutional designs."

By Natalija Mitic, Soona Sedahmed A. O., Mamadou Selly Ly, Moustapha Cisse