The article recounts a final‑year project in which the author trained six different models for fraud detection. It highlights the discrepancy between the model that performed best on evaluation metrics and the one that was ultimately chosen for production. The piece reflects on how real‑world constraints can override purely statistical performance.
By Benjamin Nweke
IndicBankBench is a 799‑case benchmark designed to evaluate the safety and reliability of language model assistants in Indian retail banking. It covers five operational domains, a capability/refusal domain, and twenty primary axes, assessing each case at four stages: safety, action and tool use, response adequacy, and advisory quality. The benchmark uses deterministic safety checks, a narrow resolver for ambiguous confirmation‑before‑write scenarios, and an LLM judge for semantic response adequacy, reporting strict pass rates that reveal a gap between strict reliability (43.7%–58.2%) and at‑least‑once success (60%–74%).
By Suvradip Paul, Chandra Bhushan, Harsh Sharma, Nitin Kukreja, Yatharth Dedhia, Keyur Doshi, Prashant Devadiga
A practical guide to combining pre-churn scoring with uplift modelling for smarter retention. The post How to Improve Customer Retention in FinTech appeared first on Towards Data Science .
By Aleksei Terentev
The article "How to Fine-Tune an LLM: An End-to-End Guide" offers a practical, hands‑on walkthrough for fine‑tuning large language models in real‑world scenarios. It covers the entire process from data preparation to deployment, providing readers with actionable steps to adapt LLMs to specific tasks. The guide is aimed at practitioners looking to implement fine‑tuning in a structured, end‑to‑end manner.
By Sam Black
arXiv:2606. 02755v1 Announce Type: cross Abstract: Large language model (LLM) applications are increasingly expected to satisfy deterministic institutional requirements while relying on probabilistic generative components.
By Eric Liang
arXiv:2607. 09712v1 Announce Type: new Abstract: Financial control testing increasingly depends on representative enterprise resource planning (ERP) data in quality environments, yet direct production copies expose personal, supplier, banking, and commercially sensitive records.
By Anitha Samudrala
arXiv:2606. 19887v1 Announce Type: cross Abstract: Existing safety benchmarks target general adversarial scenarios but miss finance-specific risks.
By Chaeyun Kim, Daeyoung Park, Junghwan Kim, Jinyoung Jeong, Eunji Song, Yongtaek Lim, Minwoo Kim
arXiv:2609.24016v1 Announce Type: new
Abstract: Commercial large language models are increasingly deployed across African fintech infrastructure for fraud detection and customer communication, yet no...
By Andrew Anogie Uduimoh, Hadiza Umar Yusuf, Oluwafemi Osho
arXiv:2604. 24668v3 Announce Type: replace Abstract: Given the increased use of LLMs in financial systems today, it becomes important to evaluate the safety and robustness of such systems.
By Zhenyu Zhao, Aparna Balagopalan, Adi Agrawal, Dilshoda Yergasheva, Waseem Alshikh, Daniel M. Bikel
A structured methodology for comparing candidate models, testing stability, and selecting a robust final score The post How to Train a Scoring Model in the Age of Artificial Intelligence appeared first on Towards Data Science .
By JUNIOR JUMBONG
Learn how OpenAI’s Model Spec serves as a public framework for model behavior, balancing safety, user freedom, and accountability as AI systems advance.
arXiv:2511. 07107v3 Announce Type: replace Abstract: Ensuring the safety of Large Language Models (LLMs) is critical for real-world deployment.
By Liang Shan, Kaicheng Shen, Wen Wu, Zhenyu Ying, Chaochao Lu, Yan Teng, Jingqi Huang, Qingshan Liu, Guangze Ye, Guoqing Wang, Jie Zhou, Liang He