We introduce CreditCardQA, the first financial literacy benchmark for numerical reasoning derived from real credit card agreements. The dataset contains 1,800 questions, including first-person variants that reflect how consumers naturally ask about fees, interest, and payments.
arXiv:2608. 11047v1 Announce Type: new Abstract: While existing benchmarks have made substantial progress in evaluating LLMs across STEM domains, financial reasoning over structured data remains comparatively less explored.
arXiv:2606. 11211v1 Announce Type: cross Abstract: The ability of large language models (LLMs) to express calibrated uncertainty is important for safe deployment.
arXiv:2601. 07036v2 Announce Type: replace-cross Abstract: Hybrid reasoning language models are commonly controlled through high-level Think/No-think instructions to regulate reasoning behavior, yet we found that such mode switching is largely driven by a small set of trigger tokens rather than the instructions themselves.
arXiv:2605. 05409v2 Announce Type: replace Abstract: Financial document question answering (QA) demands complex multi-step numerical reasoning over heterogeneous evidence--structured tables, textual narratives, and footnotes--scattered across corporate filings.
arXiv:2603. 16728v2 Announce Type: replace Abstract: Vision-language models (VLMs) are increasingly deployed in high-stakes settings where reliable uncertainty quantification (UQ) is as important as predictive accuracy.
CIFQA is a deterministic, tool‑grounded multi‑agent framework that separates language understanding from numerical execution for financial question answering. It assigns specialized agents for interpretation, routing, parameter extraction, computation planning, and response generation, while deterministic Python tools perform the calculations. On a fixed‑deposit benchmark, CIFQA achieves 95.54% accuracy on calculation‑intensive queries and 90.87% overall, outperforming larger LLM baselines and showing that architecture, not scale, drives numerical reliability.
arXiv:2608. 07968v1 Announce Type: cross Abstract: Reasoning language models increasingly use test-time compute to improve performance, but existing evaluations typically study this compute one question at a time.
FinRCA-Bench is a synthetic benchmark designed to evaluate evidence retrieval and reasoning in financial AI systems, specifically for accounts‑payable‑to‑bank reconciliation. It contains 2,250 cases across 14 operational tables, with 1,500 injected failures in 15 causal categories and 750 hard‑negative cases, and hides root‑cause labels and evidence contracts to isolate retrieval performance. Experiments show that retrieval architecture dramatically affects accuracy, with structured retrieval methods like Typed Provenance Graph Retrieval vastly improving macro‑recall and exact‑class accuracy compared to dense semantic retrieval or classical ML.
Large Language Models (LLMs) often struggle to navigate value conflicts when trained with the compressed scalar rewards of Reinforcement Learning from Human Feedback (RLHF). To address this challenge, we investigate how chain-of-thought (CoT) reasoning can help improve performance in this domain.
arXiv:2603. 01437v2 Announce Type: replace Abstract: As chain of thought (CoT) has become central to scaling reasoning capabilities in large language models (LLMs), it has also emerged as a promising tool for interpretability, suggesting the opportunity to understand model decisions through verbalized reasoning.
arXiv:2607. 11266v1 Announce Type: new Abstract: Chain-of-Thought (CoT) prompting has significantly advanced the reasoning capabilities of Large Language Models (LLMs), yet it often incurs substantial computational costs due to over-reasoning: the generation of redundant, verbose, or irrelevant steps.
arXiv:2606. 13603v1 Announce Type: cross Abstract: Chain-of-thought (CoT) reasoning is the dominant paradigm for inference-time scaling in language models, yet the causal influence of individual steps on the final answer poorly understood.