CIFQA is a deterministic, tool‑grounded multi‑agent framework that separates language understanding from numerical execution for financial question answering. It assigns specialized agents for interpretation, routing, parameter extraction, computation planning, and response generation, while deterministic Python tools perform the calculations. On a fixed‑deposit benchmark, CIFQA achieves 95.54% accuracy on calculation‑intensive queries and 90.87% overall, outperforming larger LLM baselines and showing that architecture, not scale, drives numerical reliability.
By Kunjesh Parekh, Anil Kumar Tiwari, Divya Saxena
FinRAG-QA is a new benchmark dataset for financial question answering, featuring 999 practitioner-curated questions on 10 standardised indicators drawn from 209 annual and Pillar 3 reports of 24 major European and U.S. banks between 2019 and 2023. The dataset focuses on cross‑institutional retrieval over documents averaging 198k words, making it longer than any existing financial QA resource. Experiments on a multi‑stage Retrieval‑Augmented Generation pipeline show that contextual chunk enrichment and a retrieval‑optimised embedding model significantly improve NDCG@10, while a reasoning‑optimised generator boosts answer accuracy from 44.6% to 79.0% when the correct document is retrieved.
By Arianna Miola, Bruno Spaccavento, Lorenzo Silotto, Marco Bianchetti, Luca Cagliero
arXiv:2606. 17642v1 Announce Type: new Abstract: Financial multimodal reasoning requires agents to coordinate numerical computation, retrieval, visual interpretation, and temporal grounding across heterogeneous evidence sources.
By Pianran Guo, Pengcheng Zhou, Yucheng Jian, Shuhua Chen
The paper introduces Self-Improving Retrieval-Augmented Generation (RAG), a framework that splits document question answering into Retrieval, Reasoning, and Judge agents coordinated by an orchestrator. When the Judge scores an answer below a dynamic threshold, the system retries with broader retrieval, more careful prompting, and relaxed acceptance criteria, achieving 86% oracle-guided accuracy on FinanceBench with a 36.4% Lazarus Rate. The approach logs every decision with confidence scores, providing audit trails needed for regulated financial applications.
By Junjie Xiong, Shawheen Ghezavat, Aum Hirpara
arXiv:2608. 11047v1 Announce Type: new Abstract: While existing benchmarks have made substantial progress in evaluating LLMs across STEM domains, financial reasoning over structured data remains comparatively less explored.
By Alicia Larsen, Victoire Laurent, Aulia Kharis Rakhamsari, Lara Turgut, Nino Antulov-Fantulin
FinRCA-Bench is a synthetic benchmark designed to evaluate evidence retrieval and reasoning in financial AI systems, specifically for accounts‑payable‑to‑bank reconciliation. It contains 2,250 cases across 14 operational tables, with 1,500 injected failures in 15 causal categories and 750 hard‑negative cases, and hides root‑cause labels and evidence contracts to isolate retrieval performance. Experiments show that retrieval architecture dramatically affects accuracy, with structured retrieval methods like Typed Provenance Graph Retrieval vastly improving macro‑recall and exact‑class accuracy compared to dense semantic retrieval or classical ML.