arXiv Machine Learning By Girish G N, Ashutosh Sahoo, Akshay SP, Gurukiran S, Dhanashekar Kandaswamy

zLend: A Dual-Scope Cash-Flow Reconstruction Framework for On-Chain Credit Underwriting

Read the original on arXiv Machine Learning →

arXiv:2608. 16856v1 Announce Type: cross Abstract: Decentralized lending lacks a credit bureau: a borrower's capacity to repay must be inferred entirely from public on-chain activity, without income verification or a liability record.

Summary generated by The Flow from the publisher's feed. The full article lives at arXiv Machine Learning.

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