arXiv:2606. 29720v1 Announce Type: new Abstract: Resampling methods such as SMOTE and random under/over-sampling are standard tools for class-imbalanced classification, almost always evaluated by minority-class accuracy or F1.
By Zewen Liu
arXiv:2606. 10393v1 Announce Type: new Abstract: Credit-card fraud detection is difficult because fraudulent transactions are rare, costly, and unevenly distributed.
By Xiao Han, Chenyu Wu
arXiv:2412. 16209v5 Announce Type: replace Abstract: When using machine learning for imbalanced binary classification problems, it is common to subsample the majority class to create a (more) balanced training dataset.
By Nathan Phelps, Daniel J. Lizotte, Douglas G. Woolford
arXiv:2608. 08126v1 Announce Type: new Abstract: Credit scoring increasingly relies on models whose decision logic cannot be read off their parameters, in tension with supervisory expectations that adverse decisions be explainable.
By Gregorius Reynaldi Pratama, Kuo-Kun Tseng
arXiv:2607. 27143v1 Announce Type: new Abstract: High-stakes decision systems in credit scoring, fraud detection, healthcare, and industrial safety require reliable uncertainty quantification under severe class imbalance and asymmetric error costs.
By Manpreet Singh, Akshatha Srikantha, Shyamal Lakhanpal
arXiv:2606. 15153v1 Announce Type: new Abstract: Selective prediction with distribution-free risk control promises that, with confidence 1-delta over the calibration draw, the error rate of accepted inputs stays below a user budget alpha.
By Jingwen Zhou, Mingzhe Wang