Privacy-Preserving Credit Risk Prediction with Alternative Data
arXiv:2606. 10333v1 Announce Type: new Abstract: Credit risk prediction is a critical problem in the consumer credit industry.
arXiv:2607. 28946v1 Announce Type: new Abstract: Despite its many benefits, widespread access to individuals' personal data also causes severe privacy concerns for consumers, companies, and policymakers.
arXiv:2606. 10333v1 Announce Type: new Abstract: Credit risk prediction is a critical problem in the consumer credit industry.
arXiv:2503. 23536v3 Announce Type: replace-cross Abstract: Unlearnable data (ULD) has emerged as an innovative defense technique to prevent machine learning models from learning meaningful patterns from specific data, thus protecting data privacy and security.
arXiv:2608. 13773v1 Announce Type: cross Abstract: Neural networks are increasingly deployed in high-stakes applications with growing privacy leakage concerns.
arXiv:2307. 13127v3 Announce Type: replace-cross Abstract: Data used to train predictive models via empirical risk minimization (ERM) often contain sensitive personal information.
arXiv:2606. 16952v2 Announce Type: replace-cross Abstract: The rapid adoption of generative AI and Large Language Models (LLMs) has spurred interest in synthetic data as a privacy-preserving alternative to sensitive real-world datasets.
arXiv:2607. 14607v1 Announce Type: cross Abstract: Machine learning (ML) models deployed in sensitive domains such as healthcare, law enforcement, and finance must satisfy not only utility requirements but also fairness and privacy guarantees.
arXiv:2606. 31742v1 Announce Type: cross Abstract: Explainable AI (XAI) methods have demonstrated significant success in recent years at identifying relevant features in input data that drive deep learning model decisions, enhancing interpretability for users.
arXiv:2606. 16952v1 Announce Type: cross Abstract: The rapid adoption of generative AI and Large Language Models (LLMs) has spurred interest in synthetic data as a privacy-preserving alternative to sensitive real-world datasets.
arXiv:2606. 09401v1 Announce Type: new Abstract: Recent work has applied differential privacy (DP) to adapt large language models (LLMs) for sensitive applications, offering theoretical guarantees.
arXiv:2606. 24408v1 Announce Type: new Abstract: Assessing the privacy of large language models (LLMs) presents significant challenges.
arXiv:2607. 16620v1 Announce Type: cross Abstract: Differential privacy (DP) is increasingly deployed to limit membership inference risk in machine-learning systems.
arXiv:2502. 17748v4 Announce Type: replace Abstract: Federated Learning (FL) inherently mitigates mass data centralization risks; however, its privacy protections are not equally distributed - leaving vulnerable individuals disproportionately exposed to sophisticated privacy attacks.