A multi-view contrastive learning framework for spatial embeddings in risk modelling
Read the original on arXiv Machine Learning →The paper introduces a multi‑view contrastive learning framework that creates low‑dimensional spatial embeddings by combining satellite imagery and OpenStreetMap data across Europe. These embeddings align with coordinate‑based encodings, allowing any dataset with latitude‑longitude pairs to be enriched with meaningful spatial features without needing the original spatial inputs. In case studies on French real‑estate prices and Belgian flood claim counts, models using the embeddings outperform those using raw coordinates, improving predictive accuracy and territorial risk classification while offering explainable spatial effects.
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