arXiv:2606. 29720v1 Announce Type: new Abstract: Resampling methods such as SMOTE and random under/over-sampling are standard tools for class-imbalanced classification, almost always evaluated by minority-class accuracy or F1.
By Zewen Liu
arXiv:2606. 10393v1 Announce Type: new Abstract: Credit-card fraud detection is difficult because fraudulent transactions are rare, costly, and unevenly distributed.
By Xiao Han, Chenyu Wu
arXiv:2412. 16209v5 Announce Type: replace Abstract: When using machine learning for imbalanced binary classification problems, it is common to subsample the majority class to create a (more) balanced training dataset.
By Nathan Phelps, Daniel J. Lizotte, Douglas G. Woolford
arXiv:2608. 08126v1 Announce Type: new Abstract: Credit scoring increasingly relies on models whose decision logic cannot be read off their parameters, in tension with supervisory expectations that adverse decisions be explainable.
By Gregorius Reynaldi Pratama, Kuo-Kun Tseng
The paper audits the IBM Telco Customer Churn benchmark, revealing that common practices inflate performance metrics. It shows that pre‑split SMOTE boosts churn‑class F1 by 13.1 points, that isotonic regression is the best calibration method while temperature scaling fails on tree ensembles, and that the cost‑optimal decision threshold is 5–10 times lower than the F1‑optimal one, saving about $77,000 per 1,000 customers. The authors also test generalisation on Iranian Telecom and Bank churn datasets, and propose a four‑component reporting checklist with reproducible code.
By Soumyadeep Roy
arXiv:2607. 27143v1 Announce Type: new Abstract: High-stakes decision systems in credit scoring, fraud detection, healthcare, and industrial safety require reliable uncertainty quantification under severe class imbalance and asymmetric error costs.
By Manpreet Singh, Akshatha Srikantha, Shyamal Lakhanpal
CRISP (Coreset Reduction via Importance-Stratified Pruning) is a linear-time method that reduces negative-class examples in highly imbalanced tabular datasets by allocating a budget across quantile strata of a proxy-model score and using sample weights to correct for unequal inclusion probabilities. On a production fraud dataset, CRISP cuts the training set from 25 M to about 1.70 M rows (a 93.2% reduction) while preserving 99.7% of the full-data Average Precision. In public benchmarks such as CriteoPrivateAds, CRISP consistently achieves the highest mean Average Precision across a range of majority reductions, with ablation studies highlighting budget allocation and inverse-propensity weighting as key contributors to its performance.
By Hardhik Mohanty, Indrayana Rustandi, Mohamadreza Sheibani
The paper presents Baszta, a Polish multi‑label content‑safety classifier trained by fine‑tuning the 124M‑parameter allegro/herbert‑base‑cased model on five categories (hate, vulgarity, sexual content, crime, self‑harm) using a Focal + R‑Drop objective. In out‑of‑distribution evaluation on the Gadzi Język benchmark, Baszta achieves a small but statistically significant improvement in micro‑F1 over the Bielik Guard system, though the macro‑F1 advantage disappears when both models are properly tuned. The study also explores calibration techniques, showing that per‑category temperature scaling can recover performance lost by Platt scaling or isotonic regression, and discusses the trade‑offs between robust calibration and adversarial recall.
By Adam G\'orski, Mateusz J\k{a}kalak, Rafa{\l} Jakubowski
arXiv:2606. 15153v1 Announce Type: new Abstract: Selective prediction with distribution-free risk control promises that, with confidence 1-delta over the calibration draw, the error rate of accepted inputs stays below a user budget alpha.
By Jingwen Zhou, Mingzhe Wang
The study evaluates how the choice of test boundary affects feature‑based hardware Trojan detection across Trust‑Hub families. Using a corpus of 49,124 gates from 16 netlists, the authors compare three test settings—pooled gates, a single netlist held out, and an entire host family held out—showing that performance drops markedly when a host family is excluded. The results demonstrate that sibling benchmark variants can inflate detection metrics, and the authors recommend reporting family‑aware holdouts alongside pooled scores.
By Hang Xiao, Chuhong Xu, Kainan Zhou, Gangzhen Qian, Lu Yi
The paper demonstrates that common binary classification metrics—Matthews' correlation coefficient, Cohen's κ, the F-score, and the Jaccard similarity—are not robust to extreme class imbalance, as the Bayes classifier’s true positive rate tends to zero when the minority class proportion vanishes. To address this, the authors propose robustified versions of these metrics that include a tuning parameter, ensuring that the Bayes-optimal classifier’s threshold remains bounded and its true positive rate stays above zero even in highly imbalanced scenarios. The study provides theoretical bounds, simulation results, and practical guidance on applying these robust metrics to real data, such as a credit‑default dataset, and discusses their relationship to ROC and precision‑recall curves.
By Hajo Holzmann, Bernhard Klar
arXiv:2607. 20787v1 Announce Type: cross Abstract: For two decades, the standard remedy for class-imbalanced learning has been to fabricate synthetic minority examples, and the standard evidence of their validity has been a check that cannot fail: synthetic points are scored against the very data that generated them.
By Ahmad B. Hassanat, Ahmad S. Tarawneh, Ghada A. Altarawneh