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Explore AI resources for financial services, including prompt packs, GPTs, guides, and tools to help institutions deploy and scale AI securely.

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arXiv Machine Learning
Aug 4

From Information to Delegation: Mapping Human-AI Financial Decision Making

arXiv:2608. 02100v1 Announce Type: cross Abstract: As AI increasingly participates in human decision making, understanding how decision-making authority is distributed between humans and AI has become a fundamental behavioural question.

By Iman Munire Bilal, Yingcan Carol Wang, Ajan Raj, Filippo Giovagnini, Pranav Tewari, Yuwei Zhang, Mei-Chen Zoe Liou, Qamar Zaman
arXiv AI
Sep 21

Trustworthy FinAInce: Unpacking How AI-Mediated Financial Advice is Judged

The study investigates how people evaluate AI-generated financial advice by conducting a randomized vignette experiment with 285 U.S. adults. Participants were presented with consistent financial recommendations delivered in three styles—AI, expert, and online community—alongside source labels. The results show that advice style most strongly influenced message and safety appraisals, expert labels increased perceived source knowledge, and decision context shaped risk and safety judgments, with these appraisals explaining a large portion of overall quality, trust, and intended reliance.

By Aryan Ramchandra Kapadia, Eshwar Chandrasekharan, Koustuv Saha